Whitestown, IN—46075
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Whitestown, IN
As of Oct '25, the median home price in Whitestown, IN is $362,000, with a year-over-year change of 1.6%. This indicates that home prices in Whitestown, IN are increasing. According to Zillow, the 1-year price projection is 1.7%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $362,000 | 1.6% |
| Single Family | $364,000 | 2.0% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $299,000 | 0.7% |
3 Bed | $336,000 | 1.8% |
4 Bed | $396,000 | 1.3% |
| 5 Bed | $435,000 | 0.5% |
% of Housing Stock
Rental Trends — Whitestown, IN
As of July '25, Rentcast reports the average rent in Whitestown, IN is $2,140, with a year-over-year rent change of -6.6%. Per bedroom, the median rent as of July '25 in Whitestown, IN is 1-bedrooms: $1,560, 2-bedrooms: $2,210, 3-bedrooms: $2,100, 4-bedrooms: $2,100. The most common rental property sizes in Whitestown, IN are 2-bedroom and 1-bedroom, accounting for 45.9% and 19.3% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,100 | $2,140 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $1,500 | $1,560 |
| 2 Bed Rent | $2,100 | $2,210 |
| 3 Bed Rent | $2,000 | $2,100 |
| 4 Bed Rent | $2,240 | $2,100 |
% of Rental Stock
Property Listings — Whitestown, IN
As of Oct '25, Realtor.com reports that the median days on market for a home in Whitestown, IN is 49. This is a decrease of -11.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 36.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $385,000 | -3.0% |
Listing Count | 111 | 26.0% |
| Listings as % of Homes | 1.5% | 26.0% |
Days on Market | 49 | -11.0% |
Demographics — Whitestown, IN
As of the latest ACS Survey released in 2023, Whitestown, IN has a population of 9,080, which has increased by 38.8% over the past 5 years. Whitestown, IN is a popular place for families, as children make up 30.2% of the population. The area has a highly educated workforce, with 55.4% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 17.9% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 9,080 | 38.8% |
% Under 18 | 30.2% | 0.0% |
% Seniors | 8.9% | 50.8% |
% WFH | 17.9% | 188.7% |
% w/ College Degree | 55.4% | 2.6% |
As of the latest ACS Survey released in 2023, Whitestown, IN is a predominantly white area, with 83.5% of the population identifying as white. The white population has grown by 0.1% in the last 5 years. The second most common race or ethnicity in Whitestown, IN is asian, making up 4.5% of the population. Foreign-born residents account for 6.9% of the population in Whitestown, IN, and this percentage has increased by 64.3% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 83.5% | 0.1% |
% Black | 2.9% | -58.0% |
% Hispanic | 3.1% | -34.0% |
% Asian | 4.5% | 95.7% |
% Foreign Born | 6.9% | 64.3% |
Mortgage and Risk — Whitestown, IN
According to HUD data as of 2023, there were 568 mortgage originations in Whitestown, IN, of which 78.0% of loans were conventional mortgages. The average loan-to-value was 75.0%, with 38.0% above 90% LTV (very high). This implies large mortgage risk in Whitestown, IN. Investor activity is low, as 4.0% of loans were by investors. 5.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 568 |
% Conventional Loans | 78.0% |
% Government Loans | 22.0% |
% Investor Loans | 4.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 5.0% |
Loan Activity
Rentals and Section 8 — Whitestown, IN
As of 2024, the percent of homes in Whitestown, IN under the Section 8 program is 8.0%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 3-bedroom and 4-bedroom units appear to be good home sizes to consider for Section 8 housing in Whitestown, IN, because HUD payments exceed market rent, while 2-bedroom units do not.
Section 8 Market Size
Total Units under HUD | 58 |
Total Units Section 8 | 58 |
% Rentals under Section 8 | 8.0% |
% Occupied Section 8 | 89.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $30 | $1,500 | $1,530 |
| 2 Bedroom | -$310 | $2,100 | $1,790 |
| 3 Bedroom | $330 | $2,000 | $2,330 |
| 4 Bedroom | $590 | $2,240 | $2,830 |
Affordability — Whitestown, IN
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3 |
| Median Home Price | $362,000 |
| Median Household Income | $119,000 |