Edinburgh, IN—46124
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Edinburgh, IN
As of Oct '25, the median home price in Edinburgh, IN is $221,000, with a year-over-year change of 3.1%. This indicates that home prices in Edinburgh, IN are increasing. According to Zillow, the 1-year price projection is 2.3%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $221,000 | 3.1% |
| Single Family | $221,000 | 3.3% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $167,000 | 1.8% |
3 Bed | $226,000 | 3.7% |
4 Bed | $297,000 | 2.1% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Edinburgh, IN
As of July '25, Rentcast reports the average rent in Edinburgh, IN is $1,500, with a year-over-year rent change of 9.5%. Per bedroom, the median rent as of July '25 in Edinburgh, IN is 3-bedrooms: $1,500. The most common rental property sizes in Edinburgh, IN are 2-bedroom and 3-bedroom, accounting for 42.2% and 32.9% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,500 | $1,500 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | $1,500 | $1,500 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Edinburgh, IN
As of Oct '25, Realtor.com reports that the median days on market for a home in Edinburgh, IN is 44. This is a decrease of -3.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 41.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $227,000 | -5.0% |
Listing Count | 34 | 31.0% |
| Listings as % of Homes | 0.4% | 31.0% |
Days on Market | 44 | -3.0% |
Demographics — Edinburgh, IN
As of the latest ACS Survey released in 2023, Edinburgh, IN has a population of 7,640, which has decreased by -10.8% over the past 5 years. Edinburgh, IN is a moderately popular place for families, as children make up 21.8% of the population. The area has a poorly educated workforce, with 15.0% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 9.3% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 7,640 | -10.8% |
% Under 18 | 21.8% | 0.5% |
% Seniors | 15.0% | 14.5% |
% WFH | 9.3% | 210.0% |
% w/ College Degree | 15.0% | 40.2% |
As of the latest ACS Survey released in 2023, Edinburgh, IN is a predominantly white area, with 91.3% of the population identifying as white. The white population has grown by 17.2% in the last 5 years. The second most common race or ethnicity in Edinburgh, IN is hispanic, making up 6.4% of the population. Foreign-born residents account for 0.9% of the population in Edinburgh, IN, and this percentage has decreased by 87.0% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 91.3% | 17.2% |
% Black | 0.7% | -89.4% |
% Hispanic | 6.4% | -54.9% |
% Asian | 0.4% | ∞% |
% Foreign Born | 0.9% | -87.0% |
Mortgage and Risk — Edinburgh, IN
According to HUD data as of 2023, there were 223 mortgage originations in Edinburgh, IN, of which 80.0% of loans were conventional mortgages. The average loan-to-value was 61.0%, with 26.0% above 90% LTV (very high). This implies large mortgage risk in Edinburgh, IN. Investor activity is low, as 1.0% of loans were by investors. 18.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 223 |
% Conventional Loans | 80.0% |
% Government Loans | 20.0% |
% Investor Loans | 1.0% |
% Second Loans | 2.0% |
% Cash Out Refinance | 18.0% |
Loan Activity
Rentals and Section 8 — Edinburgh, IN
Edinburgh, IN lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 28 |
Total Units Section 8 | 28 |
% Rentals under Section 8 | 2.5% |
% Occupied Section 8 | 89.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $1,040 |
| 2 Bedroom | N/A | N/A | $1,220 |
| 3 Bedroom | $90 | $1,500 | $1,590 |
| 4 Bedroom | N/A | N/A | $1,920 |
Affordability — Edinburgh, IN
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.8 |
| Median Home Price | $221,000 |
| Median Household Income | $67,900 |