Roachdale, IN—46172
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Roachdale, IN
As of Oct '25, the median home price in Roachdale, IN is $255,000, with a year-over-year change of 3.4%. This indicates that home prices in Roachdale, IN are increasing. According to Zillow, the 1-year price projection is 2.5%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $255,000 | 3.4% |
| Single Family | $255,000 | 2.8% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $198,000 | 4.8% |
3 Bed | $270,000 | 3.4% |
4 Bed | $301,000 | 4.2% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Roachdale, IN
Roachdale, IN lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Roachdale, IN
As of Oct '25, Realtor.com reports that the median days on market for a home in Roachdale, IN is 71. This is a decrease of 0.0% from last year, suggesting that homes are sitting on the market about the same amount of time than last year. The percentage of listed homes with a reduced price is 50.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $205,000 | -10.0% |
Listing Count | 4 | -53.0% |
| Listings as % of Homes | 0.6% | -53.0% |
Days on Market | 71 | 0.0% |
Demographics — Roachdale, IN
As of the latest ACS Survey released in 2023, Roachdale, IN has a population of 2,220, which has decreased by -3.4% over the past 5 years. Roachdale, IN is a moderately popular place for families, as children make up 23.3% of the population. The area has a poorly educated workforce, with 20.2% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 12.1% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 2,220 | -3.4% |
% Under 18 | 23.3% | 3.1% |
% Seniors | 19.4% | 36.6% |
% WFH | 12.1% | 157.4% |
% w/ College Degree | 20.2% | 12.2% |
As of the latest ACS Survey released in 2023, Roachdale, IN is a predominantly white area, with 99.5% of the population identifying as white. The white population has grown by 0.5% in the last 5 years. The second most common race or ethnicity in Roachdale, IN is black, making up 0.0% of the population. Foreign-born residents account for 0.1% of the population in Roachdale, IN, and this percentage has remained stable as of the ACS Survey 5 years prior, suggesting immigration has remained steady.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 99.5% | 0.5% |
% Black | 0.0% | N/A |
% Hispanic | 0.0% | -100.0% |
% Asian | 0.0% | N/A |
% Foreign Born | 0.1% | 0.0% |
Mortgage and Risk — Roachdale, IN
According to HUD data as of 2023, there were 64 mortgage originations in Roachdale, IN, of which 61.0% of loans were conventional mortgages. The average loan-to-value was 67.0%, with 31.0% above 90% LTV (very high). This implies large mortgage risk in Roachdale, IN. Investor activity is low, as 3.0% of loans were by investors. 20.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 64 |
% Conventional Loans | 61.0% |
% Government Loans | 39.0% |
% Investor Loans | 3.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 20.0% |
Loan Activity
Rentals and Section 8 — Roachdale, IN
Roachdale, IN lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 1 |
Total Units Section 8 | 1 |
% Rentals under Section 8 | 0.7% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $880 |
| 2 Bedroom | N/A | N/A | $1,140 |
| 3 Bedroom | N/A | N/A | $1,520 |
| 4 Bedroom | N/A | N/A | $1,760 |
Affordability — Roachdale, IN
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.6 |
| Median Home Price | $255,000 |
| Median Household Income | $82,700 |