North Webster, IN—46555
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — North Webster, IN
As of Oct '25, the median home price in North Webster, IN is $261,000, with a year-over-year change of 1.9%. This indicates that home prices in North Webster, IN are increasing. According to Zillow, the 1-year price projection is 1.9%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $261,000 | 2.0% |
| Single Family | $263,000 | 1.5% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $188,000 | 1.1% |
2 Bed | $208,000 | 1.0% |
3 Bed | $268,000 | 1.5% |
4 Bed | $368,000 | 2.5% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — North Webster, IN
As of July '25, Rentcast reports the average rent in North Webster, IN is $1,750, with a year-over-year rent change of 40.0%. Per bedroom, the median rent as of July '25 in North Webster, IN is 2-bedrooms: $1,750. The most common rental property sizes in North Webster, IN are 2-bedroom and 3-bedroom, accounting for 66.3% and 26.5% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,750 | $1,750 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | $1,750 | $1,750 |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — North Webster, IN
As of Oct '25, Realtor.com reports that the median days on market for a home in North Webster, IN is 36. This is a decrease of -24.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 31.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $377,000 | 11.0% |
Listing Count | 13 | 2.0% |
| Listings as % of Homes | 0.2% | 2.0% |
Days on Market | 36 | -24.0% |
Demographics — North Webster, IN
As of the latest ACS Survey released in 2023, North Webster, IN has a population of 2,400, which has decreased by -6.3% over the past 5 years. North Webster, IN is a less popular place for families, as children make up 13.5% of the population. The area has a poorly educated workforce, with 24.3% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 5.7% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 2,400 | -6.3% |
% Under 18 | 13.5% | -8.8% |
% Seniors | 34.0% | 34.9% |
% WFH | 5.7% | -29.6% |
% w/ College Degree | 24.3% | -7.3% |
As of the latest ACS Survey released in 2023, North Webster, IN is a predominantly white area, with 96.7% of the population identifying as white. The white population has grown by 1.5% in the last 5 years. The second most common race or ethnicity in North Webster, IN is asian, making up 1.6% of the population. Foreign-born residents account for 2.2% of the population in North Webster, IN, and this percentage has increased by 450.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 96.7% | 1.5% |
% Black | 0.2% | ∞% |
% Hispanic | 0.6% | -14.3% |
% Asian | 1.6% | 77.8% |
% Foreign Born | 2.2% | 450.0% |
Mortgage and Risk — North Webster, IN
According to HUD data as of 2023, there were 92 mortgage originations in North Webster, IN, of which 91.0% of loans were conventional mortgages. The average loan-to-value was 55.0%, with 14.0% above 90% LTV (elevated). This implies medium mortgage risk in North Webster, IN. Investor activity is low, as 2.0% of loans were by investors. 15.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 92 |
% Conventional Loans | 91.0% |
% Government Loans | 9.0% |
% Investor Loans | 2.0% |
% Second Loans | 33.0% |
% Cash Out Refinance | 15.0% |
Loan Activity
Rentals and Section 8 — North Webster, IN
North Webster, IN lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 7 |
Total Units Section 8 | 7 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $930 |
| 2 Bedroom | -$600 | $1,750 | $1,150 |
| 3 Bedroom | N/A | N/A | $1,420 |
| 4 Bedroom | N/A | N/A | $1,610 |
Affordability — North Webster, IN
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.4 |
| Median Home Price | $261,000 |
| Median Household Income | $70,300 |