Bluffton, IN 46714 - Home Prices, Rental Trends, Listings & Demographics | Prop:Metrics

Bluffton, IN—46714

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value

$219,000

6.3% YoY Growth

Household Income

$63,500

26.9% YoY Growth

Days on Market

40

9.0% Longer YoY

Home Price Forecast

N/A

Median Rent

$1,020

49.0% YoY Growth

1-Bed Rent

$692

N/A

2-Bed Rent

$1,020

50.3% YoY Growth

3-Bed Rent

$1,000

N/A

Home Price Trends — Bluffton, IN

Bluffton, IN lacks sufficient home price data for analysis.

Cost per Home Type

Home Type	Median Home Value	YoY % Change
All Homes	$219,000	6.3%
Single Family	$219,000	5.8%
Condos	N/A	N/A

Cost per Home Size

Home Size	Median Home Value	YoY % Change
1 Bed	N/A	N/A

Rental Trends — Bluffton, IN

As of July '25, Rentcast reports the average rent in Bluffton, IN is $1,080, with a year-over-year rent change of 49.0%. Per bedroom, the median rent as of July '25 in Bluffton, IN is 1-bedrooms: $692, 2-bedrooms: $1,090, 3-bedrooms: $1,150, 4-bedrooms: $1,300. The most common rental property sizes in Bluffton, IN are 1-bedroom and 2-bedroom, accounting for 30.4% and 28.1% of the rental stock.

Type	Median Rent	Average Rent
Average Rent	$1,020	$1,080
Studio Rent	N/A	N/A
1 Bed Rent	$692	$692
2 Bed Rent	$1,020	$1,090
3 Bed Rent	$1,000	$1,150
4 Bed Rent	$1,300	$1,300

Loading chart...

% of Rental Stock

Studio

5.3%

1 Bedroom

30.4%

2 Bedrooms

28.1%

3 Bedrooms

26.0%

4 Bedrooms

9.6%

5+ Bedrooms

0.6%

Property Listings — Bluffton, IN

As of Dec '25, Realtor.com reports that the median days on market for a home in Bluffton, IN is 44. This is a increase of 37.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 26.0%, representing a large inventory and a lot of supply pressure on home prices.

Metric	Zip Code Average	Year over Year % Change
Median Listing Price	$249,000	1.0%
Listing Count	38	-8.0%
Listings as % of Homes	0.2%	-8.0%
Days on Market	40	9.0%

Loading chart...

Demographics — Bluffton, IN

As of the latest ACS Survey released in 2023, Bluffton, IN has a population of 15,300, which has increased by 2.7% over the past 5 years. Bluffton, IN is a popular place for families, as children make up 25.2% of the population. The area has a poorly educated workforce, with 18.3% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 5.4% reporting working from home.

Metric	Latest Census	YoY % Change
Population	15,300	2.7%
% Under 18	25.2%	-2.7%
% Seniors	17.2%	-3.9%
% WFH	5.4%	68.8%
% w/ College Degree	18.3%	-3.2%

Loading chart...

As of the latest ACS Survey released in 2023, Bluffton, IN is a predominantly white area, with 90.5% of the population identifying as white. The white population has shrunk by 3.4% in the last 5 years. The second most common race or ethnicity in Bluffton, IN is hispanic, making up 4.4% of the population. Foreign-born residents account for 1.6% of the population in Bluffton, IN, and this percentage has remained stable as of the ACS Survey 5 years prior, suggesting immigration has remained steady.

Race and Ethnicity

Metric	Latest Census	5-Year % Change
% White	90.5%	-3.4%
% Black	1.5%	15.4%
% Hispanic	4.4%	29.4%
% Asian	0.4%	-33.3%
% Foreign Born	1.6%	0.0%

Loading chart...

Mortgage and Risk — Bluffton, IN

According to HUD data as of 2023, there were 329 mortgage originations in Bluffton, IN, of which 82.0% of loans were conventional mortgages. The average loan-to-value was 61.0%, with 22.0% above 90% LTV (very high). This implies large mortgage risk in Bluffton, IN. Investor activity is low, as 2.0% of loans were by investors. 12.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

Metric	Zip Code Average
Total Loan Originations	329
% Conventional Loans	82.0%
% Government Loans	18.0%
% Investor Loans	2.0%
% Second Loans	0.0%
% Cash Out Refinance	12.0%

Loading chart...

Rentals and Section 8 — Bluffton, IN

Bluffton, IN lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD	169
Total Units Section 8	155
% Rentals under Section 8	N/A
% Occupied Section 8	96.5%

Section 8 Opportunity

Home Size	HUD Premium	Market Rent	Max HUD Rent
1 Bedroom	$18	$692	$710
2 Bedroom	-$90	$1,020	$930
3 Bedroom	$120	$1,000	$1,120
4 Bedroom	$20	$1,300	$1,320

Bluffton, IN—46714

Key Metrics at a Glance

Home Price Trends — Bluffton, IN

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Bluffton, IN

% of Rental Stock

Property Listings — Bluffton, IN

Demographics — Bluffton, IN

Race and Ethnicity

Mortgage and Risk — Bluffton, IN

Mortgages

Rentals and Section 8 — Bluffton, IN

Section 8 Market Size

Section 8 Opportunity

Affordability — Bluffton, IN

Home Price to Income Ratio

Bluffton, IN — ZIP Code Boundary Map

Nearby ZIP Codes

Craigville, IN

Keystone, IN

Liberty Center, IN

Greenville, IN

Uniondale, IN

Frequently Asked Questions

Metric	Zip Code Average
Home Price to Income Ratio	2.9
Median Home Price	$219,000
Median Household Income	$63,500

Bluffton, IN—46714

Key Metrics at a Glance

Home Price Trends — Bluffton, IN

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Bluffton, IN

% of Rental Stock

Property Listings — Bluffton, IN

Demographics — Bluffton, IN

Race and Ethnicity

Mortgage and Risk — Bluffton, IN

Mortgages

Rentals and Section 8 — Bluffton, IN

Section 8 Market Size

Section 8 Opportunity

Affordability — Bluffton, IN

Home Price to Income Ratio

Bluffton, IN — ZIP Code Boundary Map

Nearby ZIP Codes

Craigville, IN

Keystone, IN

Liberty Center, IN

Greenville, IN

Uniondale, IN

Frequently Asked Questions

What is the average home price in Bluffton, IN 46714?

How have home prices in Bluffton, IN 46714 changed over the past year?

What is the home price projection for Bluffton, IN 46714?

What are the demographics of Bluffton, IN 46714?

How long does it take homes to sell in Bluffton, IN 46714?

What is the average rent price in Bluffton, IN 46714?