Fremont, IN46737

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$360,000
2.5% YoY Growth
Median Household Income
$72,900
24.7% 5-Year Growth
Days on Market
68
47.0% Longer than last year
Home Price Forecast
3.3%
Median Rent
N/A
N/A
1-Bed Rent
N/A
N/A
2-Bed Rent
N/A
N/A
3-Bed Rent
N/A
N/A

Property Listings — Fremont, IN

As of Oct '25, Realtor.com reports that the median days on market for a home in Fremont, IN is 68. This is a increase of 47.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 28.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$480,00044.0%
Listing Count
434.0%
Listings as % of Homes0.3%4.0%
Days on Market
6847.0%
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Demographics — Fremont, IN

As of the latest ACS Survey released in 2023, Fremont, IN has a population of 7,080, which has decreased by -5.7% over the past 5 years. Fremont, IN is a moderately popular place for families, as children make up 16.0% of the population. The area has a moderately educated workforce, with 25.4% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 7.3% reporting working from home.

MetricLatest CensusYoY % Change
Population
7,080-5.7%
% Under 18
16.0%-13.5%
% Seniors
25.1%8.2%
% WFH
7.3%17.7%
% w/ College Degree
25.4%18.1%
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As of the latest ACS Survey released in 2023, Fremont, IN is a predominantly white area, with 93.7% of the population identifying as white. The white population has shrunk by 2.1% in the last 5 years. The second most common race or ethnicity in Fremont, IN is hispanic, making up 2.2% of the population. Foreign-born residents account for 0.8% of the population in Fremont, IN, and this percentage has decreased by 27.3% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
93.7%-2.1%
% Black
0.0%-100.0%
% Hispanic
2.2%22.2%
% Asian
0.2%-71.4%
% Foreign Born
0.8%-27.3%
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Mortgage and Risk — Fremont, IN

According to HUD data as of 2023, there were 132 mortgage originations in Fremont, IN, of which 82.0% of loans were conventional mortgages. The average loan-to-value was 53.0%, with 17.0% above 90% LTV (elevated). This implies medium mortgage risk in Fremont, IN. Investor activity is low, as 0.0% of loans were by investors. 13.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
132
% Conventional Loans
82.0%
% Government Loans
18.0%
% Investor Loans
0.0%
% Second Loans
18.0%
% Cash Out Refinance
13.0%

Loan Activity

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Rentals and Section 8 — Fremont, IN

Fremont, IN lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD
42
Total Units Section 8
2
% Rentals under Section 8
N/A
% Occupied Section 8
N/A

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 BedroomN/AN/A$920
2 BedroomN/AN/A$1,210
3 BedroomN/AN/A$1,520
4 BedroomN/AN/A$1,600

Affordability — Fremont, IN

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio4.4
Median Home Price$360,000
Median Household Income$72,900

Fremont, IN — ZIP Code Boundary Map

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Frequently Asked Questions