Harlan, IN 46743 - Home Prices, Rental Trends, Listings & Demographics | Prop:Metrics

Harlan, IN—46743

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value

$266,000

4.5% YoY Growth

Household Income

$71,900

23.8% YoY Growth

Days on Market

63.0% Shorter YoY

Home Price Forecast

3.3%

Median Rent

$750

28.8% YoY Growth

1-Bed Rent

N/A

2-Bed Rent

$750

20.5% YoY Growth

3-Bed Rent

N/A

Home Price Trends — Harlan, IN

As of Dec '25, the median home price in Harlan, IN is $266,000, with a year-over-year change of 4.5%. This indicates that home prices in Harlan, IN are increasing. According to Zillow, the 1-year price projection is 3.3%, suggesting an increase housing market in the next year.

Cost per Home Type

Home Type	Median Home Value	YoY % Change
All Homes	$266,000	4.5%
Single Family	$267,000	4.7%
Condos	N/A	N/A

Cost per Home Size

Home Size	Median Home Value	YoY % Change
1 Bed

Rental Trends — Harlan, IN

As of July '25, Rentcast reports the average rent in Harlan, IN is $783, with a year-over-year rent change of -28.8%. Per bedroom, the median rent as of July '25 in Harlan, IN is 2-bedrooms: $783. The most common rental property sizes in Harlan, IN are 3-bedroom and 2-bedroom, accounting for 68.8% and 31.2% of the rental stock.

Type	Median Rent	Average Rent
Average Rent	$750	$783
Studio Rent	N/A	N/A
1 Bed Rent	N/A	N/A
2 Bed Rent	$750	$783
3 Bed Rent	N/A	N/A
4 Bed Rent	N/A	N/A

Loading chart...

% of Rental Stock

2 Bedrooms

31.2%

3 Bedrooms

68.8%

Property Listings — Harlan, IN

As of Dec '25, Realtor.com reports that the median days on market for a home in Harlan, IN is 12. This is a decrease of -67.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.

Metric	Zip Code Average	Year over Year % Change
Median Listing Price	$287,000	-5.0%
Listing Count	3	-56.0%
Listings as % of Homes	0.3%	-56.0%
Days on Market	14	-63.0%

Loading chart...

Demographics — Harlan, IN

As of the latest ACS Survey released in 2023, Harlan, IN has a population of 2,190, which has remained stable by -0.5% over the past 5 years. Harlan, IN is a moderately popular place for families, as children make up 18.4% of the population. The area has a poorly educated workforce, with 21.5% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 8.8% reporting working from home.

Metric	Latest Census	YoY % Change
Population	2,190	-0.5%
% Under 18	18.4%	-34.5%
% Seniors	20.5%	4.1%
% WFH	8.8%	29.4%
% w/ College Degree	21.5%	25.7%

Loading chart...

As of the latest ACS Survey released in 2023, Harlan, IN is a predominantly white area, with 97.0% of the population identifying as white. The white population has shrunk by 1.0% in the last 5 years. The second most common race or ethnicity in Harlan, IN is hispanic, making up 2.2% of the population. Foreign-born residents account for 0.5% of the population in Harlan, IN, and this percentage has increased by Inf% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

Metric	Latest Census	5-Year % Change
% White	97.0%	-1.0%
% Black	0.0%	-100.0%
% Hispanic	2.2%	175.0%
% Asian	0.0%	N/A
% Foreign Born	0.5%	∞%

Loading chart...

Mortgage and Risk — Harlan, IN

According to HUD data as of 2023, there were 81 mortgage originations in Harlan, IN, of which 93.0% of loans were conventional mortgages. The average loan-to-value was 49.0%, with 11.0% above 90% LTV (elevated). This implies medium mortgage risk in Harlan, IN. Investor activity is low, as 0.0% of loans were by investors. 20.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

Metric	Zip Code Average
Total Loan Originations	81
% Conventional Loans	93.0%
% Government Loans	7.0%
% Investor Loans	0.0%
% Second Loans	0.0%
% Cash Out Refinance	20.0%

Loading chart...

Rentals and Section 8 — Harlan, IN

Harlan, IN lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD	N/A
Total Units Section 8	N/A
% Rentals under Section 8	N/A
% Occupied Section 8	N/A

Section 8 Opportunity

Home Size	HUD Premium	Market Rent	Max HUD Rent
1 Bedroom	N/A	N/A	$1,050
2 Bedroom	$520	$750	$1,270
3 Bedroom	N/A	N/A	$1,600
4 Bedroom	N/A	N/A	$1,730

Harlan, IN—46743

Key Metrics at a Glance

Home Price Trends — Harlan, IN

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Harlan, IN

% of Rental Stock

Property Listings — Harlan, IN

Demographics — Harlan, IN

Race and Ethnicity

Mortgage and Risk — Harlan, IN

Mortgages

Rentals and Section 8 — Harlan, IN

Section 8 Market Size

Section 8 Opportunity

Affordability — Harlan, IN

Home Price to Income Ratio

Harlan, IN — ZIP Code Boundary Map

Nearby ZIP Codes

Spencerville, IN

Woodburn, IN

Grabill, IN

Saint Joe, IN

Antwerp, OH

Frequently Asked Questions

Metric	Zip Code Average
Home Price to Income Ratio	3.2
Median Home Price	$266,000
Median Household Income	$71,900

Harlan, IN—46743

Key Metrics at a Glance

Home Price Trends — Harlan, IN

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Harlan, IN

% of Rental Stock

Property Listings — Harlan, IN

Demographics — Harlan, IN

Race and Ethnicity

Mortgage and Risk — Harlan, IN

Mortgages

Rentals and Section 8 — Harlan, IN

Section 8 Market Size

Section 8 Opportunity

Affordability — Harlan, IN

Home Price to Income Ratio

Harlan, IN — ZIP Code Boundary Map

Nearby ZIP Codes

Spencerville, IN

Woodburn, IN

Grabill, IN

Saint Joe, IN

Antwerp, OH

Frequently Asked Questions

What is the average home price in Harlan, IN 46743?

How have home prices in Harlan, IN 46743 changed over the past year?

What is the home price projection for Harlan, IN 46743?

What are the demographics of Harlan, IN 46743?

How long does it take homes to sell in Harlan, IN 46743?

What is the average rent price in Harlan, IN 46743?