Wakarusa, Fort Wayne, IN46845

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$379,000
2.1% YoY Growth
Median Household Income
$116,000
24.3% 5-Year Growth
Days on Market
39
10.0% Longer than last year
Home Price Forecast
2.1%
Median Rent
$1,870
4.1% YoY Growth
1-Bed Rent
$1,140
16.5% YoY Growth
2-Bed Rent
$1,500
3.0% YoY Growth
3-Bed Rent
$1,900
4.0% YoY Growth

Property Listings — Wakarusa, Fort Wayne, IN

As of Oct '25, Realtor.com reports that the median days on market for a home in Wakarusa, Fort Wayne, IN is 39. This is a increase of 10.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 30.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$397,0008.0%
Listing Count
147-6.0%
Listings as % of Homes0.6%-6.0%
Days on Market
3910.0%
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Demographics — Wakarusa, Fort Wayne, IN

As of the latest ACS Survey released in 2023, Wakarusa, Fort Wayne, IN has a population of 28,700, which has increased by 25.0% over the past 5 years. Wakarusa, Fort Wayne, IN is a popular place for families, as children make up 27.2% of the population. The area has a highly educated workforce, with 52.9% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 12.8% reporting working from home.

MetricLatest CensusYoY % Change
Population
28,70025.0%
% Under 18
27.2%-3.2%
% Seniors
17.8%19.5%
% WFH
12.8%132.7%
% w/ College Degree
52.9%20.8%
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As of the latest ACS Survey released in 2023, Wakarusa, Fort Wayne, IN is a predominantly white area, with 86.1% of the population identifying as white. The white population has shrunk by 2.5% in the last 5 years. The second most common race or ethnicity in Wakarusa, Fort Wayne, IN is asian, making up 4.5% of the population. Foreign-born residents account for 4.6% of the population in Wakarusa, Fort Wayne, IN, and this percentage has decreased by 19.3% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
86.1%-2.5%
% Black
3.0%-16.7%
% Hispanic
3.4%3.0%
% Asian
4.5%80.0%
% Foreign Born
4.6%-19.3%
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Mortgage and Risk — Wakarusa, Fort Wayne, IN

According to HUD data as of 2023, there were 789 mortgage originations in Wakarusa, Fort Wayne, IN, of which 90.0% of loans were conventional mortgages. The average loan-to-value was 55.0%, with 19.0% above 90% LTV (elevated). This implies medium mortgage risk in Wakarusa, Fort Wayne, IN. Investor activity is low, as 1.0% of loans were by investors. 12.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
789
% Conventional Loans
90.0%
% Government Loans
10.0%
% Investor Loans
1.0%
% Second Loans
0.0%
% Cash Out Refinance
12.0%

Loan Activity

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Rentals and Section 8 — Wakarusa, Fort Wayne, IN

As of 2024, the percent of homes in Wakarusa, Fort Wayne, IN under the Section 8 program is 0.1%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 2-bedroom and 3-bedroom units appear to be good home sizes to consider for Section 8 housing in Wakarusa, Fort Wayne, IN, because HUD payments exceed market rent, while 4-bedroom units do not.

Section 8 Market Size

Total Units under HUD
1
Total Units Section 8
1
% Rentals under Section 8
0.1%
% Occupied Section 8
N/A

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$230$1,140$1,370
2 Bedroom$160$1,500$1,660
3 Bedroom$190$1,900$2,090
4 Bedroom-$140$2,400$2,260

Affordability — Wakarusa, Fort Wayne, IN

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio3
Median Home Price$379,000
Median Household Income$116,000

Wakarusa, Fort Wayne, IN — ZIP Code Boundary Map

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Frequently Asked Questions