Swayzee, IN—46986
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Swayzee, IN
As of Oct '25, the median home price in Swayzee, IN is $186,000, with a year-over-year change of 9.8%. This indicates that home prices in Swayzee, IN are increasing. According to Zillow, the 1-year price projection is 1.9%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $186,000 | 9.8% |
| Single Family | $186,000 | 8.8% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | $182,000 | 9.0% |
4 Bed | $235,000 | 7.8% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Swayzee, IN
Swayzee, IN lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Swayzee, IN
As of Oct '25, Realtor.com reports that the median days on market for a home in Swayzee, IN is 66. This is a increase of 68.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 80.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $209,000 | -3.0% |
Listing Count | 5 | 17.0% |
| Listings as % of Homes | 0.1% | 17.0% |
Days on Market | 66 | 68.0% |
Demographics — Swayzee, IN
As of the latest ACS Survey released in 2023, Swayzee, IN has a population of 1,670, which has increased by 6.4% over the past 5 years. Swayzee, IN is a moderately popular place for families, as children make up 22.4% of the population. The area has a poorly educated workforce, with 18.6% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 5.2% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 1,670 | 6.4% |
% Under 18 | 22.4% | -5.1% |
% Seniors | 21.4% | 2.9% |
% WFH | 5.2% | 225.0% |
% w/ College Degree | 18.6% | -2.6% |
As of the latest ACS Survey released in 2023, Swayzee, IN is a predominantly white area, with 89.0% of the population identifying as white. The white population has shrunk by 3.7% in the last 5 years. The second most common race or ethnicity in Swayzee, IN is hispanic, making up 5.4% of the population. Foreign-born residents account for 0.2% of the population in Swayzee, IN, and this percentage has decreased by 91.3% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 89.0% | -3.7% |
% Black | 1.1% | -8.3% |
% Hispanic | 5.4% | 74.2% |
% Asian | 0.1% | -80.0% |
% Foreign Born | 0.2% | -91.3% |
Mortgage and Risk — Swayzee, IN
According to HUD data as of 2023, there were 97 mortgage originations in Swayzee, IN, of which 72.0% of loans were conventional mortgages. The average loan-to-value was 68.0%, with 38.0% above 90% LTV (very high). This implies large mortgage risk in Swayzee, IN. Investor activity is low, as 0.0% of loans were by investors. 15.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 97 |
% Conventional Loans | 72.0% |
% Government Loans | 28.0% |
% Investor Loans | 0.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 15.0% |
Loan Activity
Rentals and Section 8 — Swayzee, IN
Swayzee, IN lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | N/A |
Total Units Section 8 | N/A |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $740 |
| 2 Bedroom | N/A | N/A | $930 |
| 3 Bedroom | N/A | N/A | $1,210 |
| 4 Bedroom | N/A | N/A | $1,370 |
Affordability — Swayzee, IN
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2 |
| Median Home Price | $186,000 |
| Median Household Income | $76,500 |