Upland, IN—46989
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Upland, IN
As of Oct '25, the median home price in Upland, IN is $228,000, with a year-over-year change of 7.2%. This indicates that home prices in Upland, IN are increasing. According to Zillow, the 1-year price projection is 2.5%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $228,000 | 7.2% |
| Single Family | $228,000 | 7.0% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $136,000 | 2.3% |
3 Bed | $208,000 | 7.8% |
4 Bed | $313,000 | 6.5% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Upland, IN
Upland, IN lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Upland, IN
As of Oct '25, Realtor.com reports that the median days on market for a home in Upland, IN is 96. This is a increase of 49.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 33.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $385,000 | 59.0% |
Listing Count | 12 | 89.0% |
| Listings as % of Homes | 0.3% | 89.0% |
Days on Market | 96 | 49.0% |
Demographics — Upland, IN
As of the latest ACS Survey released in 2023, Upland, IN has a population of 5,400, which has increased by 12.0% over the past 5 years. Upland, IN is a moderately popular place for families, as children make up 21.9% of the population. The area has a moderately educated workforce, with 36.1% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 12.0% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 5,400 | 12.0% |
% Under 18 | 21.9% | 29.6% |
% Seniors | 13.2% | 5.6% |
% WFH | 12.0% | 16.5% |
% w/ College Degree | 36.1% | -4.0% |
As of the latest ACS Survey released in 2023, Upland, IN is a predominantly white area, with 84.3% of the population identifying as white. The white population has shrunk by 9.5% in the last 5 years. The second most common race or ethnicity in Upland, IN is hispanic, making up 5.1% of the population. Foreign-born residents account for 4.8% of the population in Upland, IN, and this percentage has increased by 128.6% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 84.3% | -9.5% |
% Black | 1.7% | 41.7% |
% Hispanic | 5.1% | 292.3% |
% Asian | 2.6% | 62.5% |
% Foreign Born | 4.8% | 128.6% |
Mortgage and Risk — Upland, IN
According to HUD data as of 2023, there were 67 mortgage originations in Upland, IN, of which 70.0% of loans were conventional mortgages. The average loan-to-value was 64.0%, with 25.0% above 90% LTV (very high). This implies large mortgage risk in Upland, IN. Investor activity is low, as 0.0% of loans were by investors. 19.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 67 |
% Conventional Loans | 70.0% |
% Government Loans | 30.0% |
% Investor Loans | 0.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 19.0% |
Loan Activity
Rentals and Section 8 — Upland, IN
Upland, IN lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 3 |
Total Units Section 8 | 3 |
% Rentals under Section 8 | 1.1% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $740 |
| 2 Bedroom | N/A | N/A | $930 |
| 3 Bedroom | N/A | N/A | $1,210 |
| 4 Bedroom | N/A | N/A | $1,370 |
Affordability — Upland, IN
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.6 |
| Median Home Price | $228,000 |
| Median Household Income | $73,700 |