Dillsboro, IN—47018
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Dillsboro, IN
As of Oct '25, the median home price in Dillsboro, IN is $295,000, with a year-over-year change of 2.8%. This indicates that home prices in Dillsboro, IN are increasing. According to Zillow, the 1-year price projection is 2.7%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $295,000 | 2.8% |
| Single Family | $295,000 | 2.8% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $244,000 | 3.4% |
3 Bed | $312,000 | 2.6% |
4 Bed | $366,000 | 4.0% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Dillsboro, IN
Dillsboro, IN lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,200 | $1,200 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | $1,200 | $1,200 |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Dillsboro, IN
As of Oct '25, Realtor.com reports that the median days on market for a home in Dillsboro, IN is 69. This is a increase of 67.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $472,000 | 49.0% |
Listing Count | 8 | -11.0% |
| Listings as % of Homes | 0.3% | -11.0% |
Days on Market | 69 | 67.0% |
Demographics — Dillsboro, IN
As of the latest ACS Survey released in 2023, Dillsboro, IN has a population of 4,720, which has increased by 8.7% over the past 5 years. Dillsboro, IN is a moderately popular place for families, as children make up 22.6% of the population. The area has a poorly educated workforce, with 24.9% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 3.5% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 4,720 | 8.7% |
% Under 18 | 22.6% | -10.7% |
% Seniors | 19.0% | 8.0% |
% WFH | 3.5% | -20.5% |
% w/ College Degree | 24.9% | 85.8% |
As of the latest ACS Survey released in 2023, Dillsboro, IN is a predominantly white area, with 92.6% of the population identifying as white. The white population has shrunk by 6.3% in the last 5 years. The second most common race or ethnicity in Dillsboro, IN is hispanic, making up 1.8% of the population. Foreign-born residents account for 1.2% of the population in Dillsboro, IN, and this percentage has increased by 33.3% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 92.6% | -6.3% |
% Black | 0.9% | 0.0% |
% Hispanic | 1.8% | 1,700.0% |
% Asian | 0.1% | -50.0% |
% Foreign Born | 1.2% | 33.3% |
Mortgage and Risk — Dillsboro, IN
According to HUD data as of 2023, there were 71 mortgage originations in Dillsboro, IN, of which 72.0% of loans were conventional mortgages. The average loan-to-value was 65.0%, with 38.0% above 90% LTV (very high). This implies large mortgage risk in Dillsboro, IN. Investor activity is low, as 0.0% of loans were by investors. 6.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 71 |
% Conventional Loans | 72.0% |
% Government Loans | 28.0% |
% Investor Loans | 0.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 6.0% |
Loan Activity
Rentals and Section 8 — Dillsboro, IN
Dillsboro, IN lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 48 |
Total Units Section 8 | 48 |
% Rentals under Section 8 | 12.6% |
% Occupied Section 8 | 95.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $860 |
| 2 Bedroom | -$80 | $1,200 | $1,120 |
| 3 Bedroom | N/A | N/A | $1,510 |
| 4 Bedroom | N/A | N/A | $1,630 |
Affordability — Dillsboro, IN
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.9 |
| Median Home Price | $295,000 |
| Median Household Income | $64,300 |