Guilford, IN—47022
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Guilford, IN
As of Oct '25, the median home price in Guilford, IN is $398,000, with a year-over-year change of 2.8%. This indicates that home prices in Guilford, IN are increasing. According to Zillow, the 1-year price projection is 2.3%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $398,000 | 2.8% |
| Single Family | $398,000 | 2.8% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $311,000 | 3.3% |
3 Bed | $389,000 | 3.2% |
4 Bed | $463,000 | 2.7% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Guilford, IN
Guilford, IN lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Guilford, IN
As of Oct '25, Realtor.com reports that the median days on market for a home in Guilford, IN is 88. This is a decrease of -46.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $407,000 | -55.0% |
Listing Count | 5 | 129.0% |
| Listings as % of Homes | 0.3% | 129.0% |
Days on Market | 88 | -46.0% |
Demographics — Guilford, IN
As of the latest ACS Survey released in 2023, Guilford, IN has a population of 2,840, which has decreased by -10.5% over the past 5 years. Guilford, IN is a moderately popular place for families, as children make up 19.4% of the population. The area has a moderately educated workforce, with 30.9% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 10.3% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 2,840 | -10.5% |
% Under 18 | 19.4% | -23.9% |
% Seniors | 21.9% | 4.8% |
% WFH | 10.3% | 202.9% |
% w/ College Degree | 30.9% | 5.1% |
As of the latest ACS Survey released in 2023, Guilford, IN is a predominantly white area, with 96.1% of the population identifying as white. The white population has grown by 0.8% in the last 5 years. The second most common race or ethnicity in Guilford, IN is asian, making up 1.1% of the population. Foreign-born residents account for 2.3% of the population in Guilford, IN, and this percentage has increased by 155.6% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 96.1% | 0.8% |
% Black | 0.0% | -100.0% |
% Hispanic | 0.0% | N/A |
% Asian | 1.1% | ∞% |
% Foreign Born | 2.3% | 155.6% |
Mortgage and Risk — Guilford, IN
According to HUD data as of 2023, there were 53 mortgage originations in Guilford, IN, of which 92.0% of loans were conventional mortgages. The average loan-to-value was 51.0%, with 8.0% above 90% LTV (normal). This implies small mortgage risk in Guilford, IN. Investor activity is low, as 2.0% of loans were by investors. 17.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 53 |
% Conventional Loans | 92.0% |
% Government Loans | 8.0% |
% Investor Loans | 2.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 17.0% |
Loan Activity
Rentals and Section 8 — Guilford, IN
Guilford, IN lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | N/A |
Total Units Section 8 | N/A |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $830 |
| 2 Bedroom | N/A | N/A | $1,080 |
| 3 Bedroom | N/A | N/A | $1,430 |
| 4 Bedroom | N/A | N/A | $1,590 |
Affordability — Guilford, IN
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.3 |
| Median Home Price | $398,000 |
| Median Household Income | $104,000 |