Jeffersonville, IN47130

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$248,000
3.2% YoY Growth
Median Household Income
$68,400
25.0% 5-Year Growth
Days on Market
52
68.0% Longer than last year
Home Price Forecast
1.0%
Median Rent
$1,350
3.3% YoY Growth
1-Bed Rent
$899
7.2% YoY Growth
2-Bed Rent
$1,200
1.7% YoY Growth
3-Bed Rent
$1,880
4.6% YoY Growth

Property Listings — Jeffersonville, IN

As of Oct '25, Realtor.com reports that the median days on market for a home in Jeffersonville, IN is 52. This is a increase of 68.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 30.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$283,0004.0%
Listing Count
28480.0%
Listings as % of Homes0.5%80.0%
Days on Market
5268.0%
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Demographics — Jeffersonville, IN

As of the latest ACS Survey released in 2023, Jeffersonville, IN has a population of 49,200, which has increased by 6.2% over the past 5 years. Jeffersonville, IN is a moderately popular place for families, as children make up 21.6% of the population. The area has a moderately educated workforce, with 25.3% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 12.7% reporting working from home.

MetricLatest CensusYoY % Change
Population
49,2006.2%
% Under 18
21.6%-2.3%
% Seniors
17.2%18.6%
% WFH
12.7%202.4%
% w/ College Degree
25.3%13.5%
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As of the latest ACS Survey released in 2023, Jeffersonville, IN is a predominantly white area, with 73.1% of the population identifying as white. The white population has shrunk by 3.8% in the last 5 years. The second most common race or ethnicity in Jeffersonville, IN is black, making up 12.8% of the population. Foreign-born residents account for 3.5% of the population in Jeffersonville, IN, and this percentage has decreased by 12.5% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
73.1%-3.8%
% Black
12.8%-1.5%
% Hispanic
5.6%14.3%
% Asian
1.7%54.5%
% Foreign Born
3.5%-12.5%
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Mortgage and Risk — Jeffersonville, IN

According to HUD data as of 2023, there were 1237 mortgage originations in Jeffersonville, IN, of which 74.0% of loans were conventional mortgages. The average loan-to-value was 65.0%, with 34.0% above 90% LTV (very high). This implies large mortgage risk in Jeffersonville, IN. Investor activity is low, as 2.0% of loans were by investors. 14.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
1,237
% Conventional Loans
74.0%
% Government Loans
26.0%
% Investor Loans
2.0%
% Second Loans
0.0%
% Cash Out Refinance
14.0%

Loan Activity

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Rentals and Section 8 — Jeffersonville, IN

As of 2024, the percent of homes in Jeffersonville, IN under the Section 8 program is 11.7%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 2-bedroom units appear to be good home sizes to consider for Section 8 housing in Jeffersonville, IN, because HUD payments exceed market rent, while 3-bedroom and 4-bedroom units do not.

Section 8 Market Size

Total Units under HUD
1,030
Total Units Section 8
651
% Rentals under Section 8
11.7%
% Occupied Section 8
83.8%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$211$899$1,110
2 Bedroom$150$1,200$1,350
3 Bedroom-$140$1,880$1,740
4 Bedroom-$680$2,700$2,020

Affordability — Jeffersonville, IN

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio3.3
Median Home Price$248,000
Median Household Income$68,400

Jeffersonville, IN — ZIP Code Boundary Map

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Frequently Asked Questions