Otisco, IN—47163
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Otisco, IN
As of Oct '25, the median home price in Otisco, IN is $277,000, with a year-over-year change of 4.7%. This indicates that home prices in Otisco, IN are increasing. According to Zillow, the 1-year price projection is 1.4%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $277,000 | 4.7% |
| Single Family | $276,000 | 4.2% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | $259,000 | 4.4% |
4 Bed | $353,000 | 3.2% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Otisco, IN
Otisco, IN lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Otisco, IN
As of Oct '25, Realtor.com reports that the median days on market for a home in Otisco, IN is 47. This is a decrease of -9.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $356,000 | 13.0% |
Listing Count | 4 | 225.0% |
| Listings as % of Homes | 0.4% | 225.0% |
Days on Market | 47 | -9.0% |
Demographics — Otisco, IN
As of the latest ACS Survey released in 2023, Otisco, IN has a population of 1,290, which has decreased by -13.8% over the past 5 years. Otisco, IN is a moderately popular place for families, as children make up 22.2% of the population. The area has a poorly educated workforce, with 5.9% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 5.7% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 1,290 | -13.8% |
% Under 18 | 22.2% | 3.3% |
% Seniors | 29.9% | 48.0% |
% WFH | 5.7% | 1.8% |
% w/ College Degree | 5.9% | -66.5% |
As of the latest ACS Survey released in 2023, Otisco, IN is a predominantly white area, with 97.4% of the population identifying as white. The white population has shrunk by 1.9% in the last 5 years. The second most common race or ethnicity in Otisco, IN is hispanic, making up 1.2% of the population. Foreign-born residents account for 0.0% of the population in Otisco, IN, and this percentage has decreased by 100.0% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 97.4% | -1.9% |
% Black | 0.5% | -28.6% |
% Hispanic | 1.2% | ∞% |
% Asian | 0.0% | N/A |
% Foreign Born | 0.0% | -100.0% |
Mortgage and Risk — Otisco, IN
Otisco, IN lacks sufficient mortgage origination data for analysis.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | N/A |
% Conventional Loans | N/A |
% Government Loans | N/A |
% Investor Loans | N/A |
% Second Loans | N/A |
% Cash Out Refinance | N/A |
Loan Activity
No data available
Rentals and Section 8 — Otisco, IN
Otisco, IN lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | N/A |
Total Units Section 8 | N/A |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $980 |
| 2 Bedroom | N/A | N/A | $1,190 |
| 3 Bedroom | N/A | N/A | $1,540 |
| 4 Bedroom | N/A | N/A | $1,770 |
Affordability — Otisco, IN
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.8 |
| Median Home Price | $277,000 |
| Median Household Income | $62,700 |