Dunkirk, IN—47336
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Dunkirk, IN
Dunkirk, IN lacks sufficient home price data for analysis.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $125,000 | 3.8% |
| Single Family | $125,000 | 3.3% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $92,000 | 4.5% |
3 Bed | $140,000 | 2.9% |
4 Bed | $164,000 | 3.1% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Dunkirk, IN
As of July '25, Rentcast reports the average rent in Dunkirk, IN is $938, with a year-over-year rent change of -30.5%. Per bedroom, the median rent as of July '25 in Dunkirk, IN is 2-bedrooms: $777, 4-bedrooms: $1,100. The most common rental property sizes in Dunkirk, IN are 2-bedroom and 3-bedroom, accounting for 76.8% and 18.3% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $777 | $938 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | $777 | $777 |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | $1,100 | $1,100 |
% of Rental Stock
Property Listings — Dunkirk, IN
As of Oct '25, Realtor.com reports that the median days on market for a home in Dunkirk, IN is 82. This is a increase of 24.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 23.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $86,400 | -31.0% |
Listing Count | 26 | 36.0% |
| Listings as % of Homes | 0.5% | 36.0% |
Days on Market | 82 | 24.0% |
Demographics — Dunkirk, IN
As of the latest ACS Survey released in 2023, Dunkirk, IN has a population of 2,790, which has decreased by -11.1% over the past 5 years. Dunkirk, IN is a moderately popular place for families, as children make up 17.6% of the population. The area has a poorly educated workforce, with 7.1% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 3.5% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 2,790 | -11.1% |
% Under 18 | 17.6% | -27.9% |
% Seniors | 27.0% | 35.7% |
% WFH | 3.5% | 483.3% |
% w/ College Degree | 7.1% | -22.8% |
As of the latest ACS Survey released in 2023, Dunkirk, IN is a predominantly white area, with 94.8% of the population identifying as white. The white population has shrunk by 3.2% in the last 5 years. The second most common race or ethnicity in Dunkirk, IN is hispanic, making up 2.3% of the population. Foreign-born residents account for 0.5% of the population in Dunkirk, IN, and this percentage has decreased by 50.0% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 94.8% | -3.2% |
% Black | 0.5% | -16.7% |
% Hispanic | 2.3% | 283.3% |
% Asian | 0.1% | ∞% |
% Foreign Born | 0.5% | -50.0% |
Mortgage and Risk — Dunkirk, IN
According to HUD data as of 2023, there were 35 mortgage originations in Dunkirk, IN, of which 49.0% of loans were conventional mortgages. The average loan-to-value was 77.0%, with 40.0% above 90% LTV (very high). This implies large mortgage risk in Dunkirk, IN. Investor activity is low, as 3.0% of loans were by investors. 17.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 35 |
% Conventional Loans | 49.0% |
% Government Loans | 51.0% |
% Investor Loans | 3.0% |
% Second Loans | 3.0% |
% Cash Out Refinance | 17.0% |
Loan Activity
Rentals and Section 8 — Dunkirk, IN
Dunkirk, IN lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 5 |
Total Units Section 8 | 5 |
% Rentals under Section 8 | 2.5% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $720 |
| 2 Bedroom | $153 | $777 | $930 |
| 3 Bedroom | N/A | N/A | $1,210 |
| 4 Bedroom | $170 | $1,100 | $1,270 |
Affordability — Dunkirk, IN
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.2 |
| Median Home Price | $125,000 |
| Median Household Income | $50,400 |