Bedford, IN—47470
Real Estate Data & Market Trends
Key Metrics at a Glance
Other Zip Codes in Bedford, IN
Home Price Trends — Bedford, IN
As of Oct '25, the median home price in Bedford, IN is $209,000, with a year-over-year change of 4.0%. This indicates that home prices in Bedford, IN are increasing. According to Zillow, the 1-year price projection is 2.9%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $209,000 | 4.0% |
| Single Family | $209,000 | 3.5% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $148,000 | 2.8% |
3 Bed | $230,000 | 3.6% |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Bedford, IN
Bedford, IN lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Bedford, IN
As of Oct '25, Realtor.com reports that the median days on market for a home in Bedford, IN is 125. This is a increase of 7.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $1,140,000 | 179.0% |
Listing Count | 5 | 62.0% |
| Listings as % of Homes | 0.6% | 62.0% |
Days on Market | 125 | 7.0% |
Demographics — Bedford, IN
As of the latest ACS Survey released in 2023, Bedford, IN has a population of 1,440, which has decreased by -16.4% over the past 5 years. Bedford, IN is a popular place for families, as children make up 26.0% of the population. The area has a poorly educated workforce, with 9.4% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 4.0% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 1,440 | -16.4% |
% Under 18 | 26.0% | 39.0% |
% Seniors | 15.8% | 13.7% |
% WFH | 4.0% | 207.7% |
% w/ College Degree | 9.4% | -22.3% |
As of the latest ACS Survey released in 2023, Bedford, IN is a predominantly white area, with 98.2% of the population identifying as white. The white population has grown by 1.7% in the last 5 years. The second most common race or ethnicity in Bedford, IN is hispanic, making up 1.8% of the population. Foreign-born residents account for 0.0% of the population in Bedford, IN, and this percentage has decreased by 100.0% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 98.2% | 1.7% |
% Black | 0.0% | N/A |
% Hispanic | 1.8% | ∞% |
% Asian | 0.0% | N/A |
% Foreign Born | 0.0% | -100.0% |
Mortgage and Risk — Bedford, IN
According to HUD data as of 2023, there were 51 mortgage originations in Bedford, IN, of which 78.0% of loans were conventional mortgages. The average loan-to-value was 61.0%, with 24.0% above 90% LTV (very high). This implies large mortgage risk in Bedford, IN. Investor activity is low, as 2.0% of loans were by investors. 14.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 51 |
% Conventional Loans | 78.0% |
% Government Loans | 22.0% |
% Investor Loans | 2.0% |
% Second Loans | 2.0% |
% Cash Out Refinance | 14.0% |
Loan Activity
Rentals and Section 8 — Bedford, IN
Bedford, IN lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | N/A |
Total Units Section 8 | N/A |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $740 |
| 2 Bedroom | N/A | N/A | $970 |
| 3 Bedroom | N/A | N/A | $1,170 |
| 4 Bedroom | N/A | N/A | $1,470 |
Affordability — Bedford, IN
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.6 |
| Median Home Price | $209,000 |
| Median Household Income | $71,900 |