Worthington, IN—47471
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Worthington, IN
Worthington, IN lacks sufficient home price data for analysis.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $170,000 | 5.7% |
| Single Family | $170,000 | 5.6% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $125,000 | 4.2% |
3 Bed | $179,000 | 4.7% |
4 Bed | $259,000 | 7.5% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Worthington, IN
As of July '25, Rentcast reports the average rent in Worthington, IN is $555, with a year-over-year rent change of 5.7%. Per bedroom, the median rent as of July '25 in Worthington, IN is 2-bedrooms: $555. The most common rental property sizes in Worthington, IN are 2-bedroom and 3-bedroom, accounting for 36.6% and 34.6% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $555 | $555 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | $555 | $555 |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Worthington, IN
As of Oct '25, Realtor.com reports that the median days on market for a home in Worthington, IN is 66. This is a decrease of -6.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 40.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $157,000 | 12.0% |
Listing Count | 10 | 21.0% |
| Listings as % of Homes | 0.6% | 21.0% |
Days on Market | 66 | -6.0% |
Demographics — Worthington, IN
As of the latest ACS Survey released in 2023, Worthington, IN has a population of 3,120, which has increased by 14.7% over the past 5 years. Worthington, IN is a moderately popular place for families, as children make up 23.9% of the population. The area has a poorly educated workforce, with 13.2% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 7.1% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 3,120 | 14.7% |
% Under 18 | 23.9% | -16.7% |
% Seniors | 17.7% | 0.6% |
% WFH | 7.1% | 26.8% |
% w/ College Degree | 13.2% | -25.4% |
As of the latest ACS Survey released in 2023, Worthington, IN is a predominantly white area, with 89.9% of the population identifying as white. The white population has shrunk by 8.5% in the last 5 years. The second most common race or ethnicity in Worthington, IN is hispanic, making up 8.5% of the population. Foreign-born residents account for 1.4% of the population in Worthington, IN, and this percentage has increased by 250.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 89.9% | -8.5% |
% Black | 0.0% | -100.0% |
% Hispanic | 8.5% | 507.1% |
% Asian | 0.0% | -100.0% |
% Foreign Born | 1.4% | 250.0% |
Mortgage and Risk — Worthington, IN
According to HUD data as of 2023, there were 65 mortgage originations in Worthington, IN, of which 74.0% of loans were conventional mortgages. The average loan-to-value was 67.0%, with 35.0% above 90% LTV (very high). This implies large mortgage risk in Worthington, IN. Investor activity is low, as 2.0% of loans were by investors. 12.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 65 |
% Conventional Loans | 74.0% |
% Government Loans | 26.0% |
% Investor Loans | 2.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 12.0% |
Loan Activity
Rentals and Section 8 — Worthington, IN
Worthington, IN lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 24 |
Total Units Section 8 | 24 |
% Rentals under Section 8 | 11.2% |
% Occupied Section 8 | 88.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $710 |
| 2 Bedroom | $375 | $555 | $930 |
| 3 Bedroom | N/A | N/A | $1,200 |
| 4 Bedroom | N/A | N/A | $1,380 |
Affordability — Worthington, IN
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.3 |
| Median Home Price | $170,000 |
| Median Household Income | $62,600 |