Ferdinand, IN—47532
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Ferdinand, IN
As of Oct '25, the median home price in Ferdinand, IN is $271,000, with a year-over-year change of 2.9%. This indicates that home prices in Ferdinand, IN are increasing. According to Zillow, the 1-year price projection is 1.5%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $271,000 | 2.9% |
| Single Family | $271,000 | 2.7% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $201,000 | 3.6% |
3 Bed | $278,000 | 3.3% |
4 Bed | $309,000 | 2.3% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Ferdinand, IN
As of July '25, Rentcast reports the average rent in Ferdinand, IN is $1,650, with a year-over-year rent change of -2.9%. Per bedroom, the median rent as of July '25 in Ferdinand, IN is 2-bedrooms: $1,650. The most common rental property sizes in Ferdinand, IN are 2-bedroom and 1-bedroom, accounting for 52.7% and 22.4% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,650 | $1,650 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | $1,650 | $1,650 |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Ferdinand, IN
As of Oct '25, Realtor.com reports that the median days on market for a home in Ferdinand, IN is 24. This is a decrease of -17.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $483,000 | 193.0% |
Listing Count | 5 | -53.0% |
| Listings as % of Homes | 0.5% | -53.0% |
Days on Market | 24 | -17.0% |
Demographics — Ferdinand, IN
As of the latest ACS Survey released in 2023, Ferdinand, IN has a population of 4,420, which has decreased by -1.9% over the past 5 years. Ferdinand, IN is a moderately popular place for families, as children make up 22.5% of the population. The area has a moderately educated workforce, with 27.0% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 3.9% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 4,420 | -1.9% |
% Under 18 | 22.5% | 26.4% |
% Seniors | 24.7% | 24.7% |
% WFH | 3.9% | 0.0% |
% w/ College Degree | 27.0% | 17.9% |
As of the latest ACS Survey released in 2023, Ferdinand, IN is a predominantly white area, with 98.3% of the population identifying as white. The white population has shrunk by 0.1% in the last 5 years. The second most common race or ethnicity in Ferdinand, IN is hispanic, making up 1.2% of the population. Foreign-born residents account for 1.6% of the population in Ferdinand, IN, and this percentage has increased by 220.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 98.3% | -0.1% |
% Black | 0.2% | ∞% |
% Hispanic | 1.2% | 9.1% |
% Asian | 0.1% | -66.7% |
% Foreign Born | 1.6% | 220.0% |
Mortgage and Risk — Ferdinand, IN
According to HUD data as of 2023, there were 67 mortgage originations in Ferdinand, IN, of which 85.0% of loans were conventional mortgages. The average loan-to-value was 48.0%, with 13.0% above 90% LTV (elevated). This implies medium mortgage risk in Ferdinand, IN. Investor activity is low, as 0.0% of loans were by investors. 7.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 67 |
% Conventional Loans | 85.0% |
% Government Loans | 15.0% |
% Investor Loans | 0.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 7.0% |
Loan Activity
Rentals and Section 8 — Ferdinand, IN
Ferdinand, IN lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 23 |
Total Units Section 8 | 23 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | 89.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $790 |
| 2 Bedroom | -$620 | $1,650 | $1,030 |
| 3 Bedroom | N/A | N/A | $1,450 |
| 4 Bedroom | N/A | N/A | $1,720 |
Affordability — Ferdinand, IN
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.9 |
| Median Home Price | $271,000 |
| Median Household Income | $83,400 |