Owensville, IN—47665
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Owensville, IN
Owensville, IN lacks sufficient home price data for analysis.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $222,000 | 7.2% |
| Single Family | $223,000 | 7.7% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $154,000 | 8.5% |
3 Bed | $230,000 | 6.5% |
4 Bed | $279,000 | 6.5% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Owensville, IN
Owensville, IN lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Owensville, IN
As of Oct '25, Realtor.com reports that the median days on market for a home in Owensville, IN is 58. This is a increase of 39.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 20.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $126,000 | -43.0% |
Listing Count | 10 | 11.0% |
| Listings as % of Homes | 0.2% | 11.0% |
Days on Market | 58 | 39.0% |
Demographics — Owensville, IN
As of the latest ACS Survey released in 2023, Owensville, IN has a population of 4,050, which has increased by 10.1% over the past 5 years. Owensville, IN is a popular place for families, as children make up 26.6% of the population. The area has a poorly educated workforce, with 21.2% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 3.3% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 4,050 | 10.1% |
% Under 18 | 26.6% | 14.2% |
% Seniors | 12.8% | -19.5% |
% WFH | 3.3% | 50.0% |
% w/ College Degree | 21.2% | 47.2% |
As of the latest ACS Survey released in 2023, Owensville, IN is a predominantly white area, with 94.4% of the population identifying as white. The white population has shrunk by 3.3% in the last 5 years. The second most common race or ethnicity in Owensville, IN is black, making up 0.4% of the population. Foreign-born residents account for 0.8% of the population in Owensville, IN, and this percentage has decreased by 27.3% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 94.4% | -3.3% |
% Black | 0.4% | 300.0% |
% Hispanic | 0.0% | -100.0% |
% Asian | 0.3% | -62.5% |
% Foreign Born | 0.8% | -27.3% |
Mortgage and Risk — Owensville, IN
According to HUD data as of 2023, there were 86 mortgage originations in Owensville, IN, of which 72.0% of loans were conventional mortgages. The average loan-to-value was 70.0%, with 38.0% above 90% LTV (very high). This implies large mortgage risk in Owensville, IN. Investor activity is low, as 5.0% of loans were by investors. 19.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 86 |
% Conventional Loans | 72.0% |
% Government Loans | 28.0% |
% Investor Loans | 5.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 19.0% |
Loan Activity
Rentals and Section 8 — Owensville, IN
Owensville, IN lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 38 |
Total Units Section 8 | 37 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | 96.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $790 |
| 2 Bedroom | N/A | N/A | $1,000 |
| 3 Bedroom | N/A | N/A | $1,250 |
| 4 Bedroom | N/A | N/A | $1,330 |
Affordability — Owensville, IN
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.8 |
| Median Home Price | $222,000 |
| Median Household Income | $67,700 |