Dugger, IN—47848
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Dugger, IN
As of Oct '25, the median home price in Dugger, IN is $126,000, with a year-over-year change of 7.7%. This indicates that home prices in Dugger, IN are increasing. According to Zillow, the 1-year price projection is 0.9%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $126,000 | 7.7% |
| Single Family | $126,000 | 6.8% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $104,000 | 6.1% |
3 Bed | $152,000 | 9.4% |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Dugger, IN
Dugger, IN lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Dugger, IN
As of Oct '25, Realtor.com reports that the median days on market for a home in Dugger, IN is 43. This is a decrease of -15.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 40.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $181,000 | 24.0% |
Listing Count | 5 | -43.0% |
| Listings as % of Homes | 0.6% | -43.0% |
Days on Market | 43 | -15.0% |
Demographics — Dugger, IN
As of the latest ACS Survey released in 2023, Dugger, IN has a population of 1,320, which has decreased by -21.0% over the past 5 years. Dugger, IN is a moderately popular place for families, as children make up 18.4% of the population. The area has a poorly educated workforce, with 17.1% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 3.3% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 1,320 | -21.0% |
% Under 18 | 18.4% | 20.3% |
% Seniors | 18.7% | 8.7% |
% WFH | 3.3% | 725.0% |
% w/ College Degree | 17.1% | 163.1% |
Dugger, IN lacks sufficient race and ethnicity data for analysis.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 97.7% | 2.4% |
% Black | 0.0% | -100.0% |
% Hispanic | 2.1% | 90.9% |
% Asian | 0.0% | N/A |
% Foreign Born | 0.0% | N/A |
Mortgage and Risk — Dugger, IN
According to HUD data as of 2023, there were 31 mortgage originations in Dugger, IN, of which 74.0% of loans were conventional mortgages. The average loan-to-value was 69.0%, with 39.0% above 90% LTV (very high). This implies large mortgage risk in Dugger, IN. Investor activity is low, as 0.0% of loans were by investors. 19.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 31 |
% Conventional Loans | 74.0% |
% Government Loans | 26.0% |
% Investor Loans | 0.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 19.0% |
Loan Activity
Rentals and Section 8 — Dugger, IN
Dugger, IN lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 19 |
Total Units Section 8 | 19 |
% Rentals under Section 8 | 10.2% |
% Occupied Section 8 | 88.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $710 |
| 2 Bedroom | N/A | N/A | $930 |
| 3 Bedroom | N/A | N/A | $1,120 |
| 4 Bedroom | N/A | N/A | $1,440 |
Affordability — Dugger, IN
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 1.9 |
| Median Home Price | $126,000 |
| Median Household Income | $59,600 |