Poland, IN—47868
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Poland, IN
As of Oct '25, the median home price in Poland, IN is $192,000, with a year-over-year change of 1.8%. This indicates that home prices in Poland, IN are increasing. According to Zillow, the 1-year price projection is 1.3%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $192,000 | 1.8% |
| Single Family | $192,000 | 1.6% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $155,000 | 2.0% |
3 Bed | $218,000 | 1.9% |
4 Bed | $308,000 | 2.7% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Poland, IN
Poland, IN lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $675 | $731 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $650 | $662 |
| 2 Bed Rent | $800 | $800 |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Poland, IN
As of Oct '25, Realtor.com reports that the median days on market for a home in Poland, IN is 69. This is a increase of 23.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 17.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $250,000 | 18.0% |
Listing Count | 12 | 45.0% |
| Listings as % of Homes | 0.4% | 45.0% |
Days on Market | 69 | 23.0% |
Demographics — Poland, IN
As of the latest ACS Survey released in 2023, Poland, IN has a population of 2,870, which has decreased by -6.8% over the past 5 years. Poland, IN is a moderately popular place for families, as children make up 18.0% of the population. The area has a poorly educated workforce, with 12.6% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 10.5% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 2,870 | -6.8% |
% Under 18 | 18.0% | -26.2% |
% Seniors | 18.7% | -7.0% |
% WFH | 10.5% | 1,212.5% |
% w/ College Degree | 12.6% | 8.6% |
As of the latest ACS Survey released in 2023, Poland, IN is a predominantly white area, with 94.7% of the population identifying as white. The white population has shrunk by 3.0% in the last 5 years. The second most common race or ethnicity in Poland, IN is black, making up 3.3% of the population. Foreign-born residents account for 0.7% of the population in Poland, IN, and this percentage has decreased by 41.7% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 94.7% | -3.0% |
% Black | 3.3% | ∞% |
% Hispanic | 0.0% | N/A |
% Asian | 0.7% | ∞% |
% Foreign Born | 0.7% | -41.7% |
Mortgage and Risk — Poland, IN
According to HUD data as of 2023, there were 71 mortgage originations in Poland, IN, of which 83.0% of loans were conventional mortgages. The average loan-to-value was 69.0%, with 24.0% above 90% LTV (very high). This implies large mortgage risk in Poland, IN. Investor activity is low, as 1.0% of loans were by investors. 18.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 71 |
% Conventional Loans | 83.0% |
% Government Loans | 17.0% |
% Investor Loans | 1.0% |
% Second Loans | 4.0% |
% Cash Out Refinance | 18.0% |
Loan Activity
Rentals and Section 8 — Poland, IN
Poland, IN lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 5 |
Total Units Section 8 | 5 |
% Rentals under Section 8 | 2.2% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $160 | $650 | $810 |
| 2 Bedroom | $250 | $800 | $1,050 |
| 3 Bedroom | N/A | N/A | $1,360 |
| 4 Bedroom | N/A | N/A | $1,730 |
Affordability — Poland, IN
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.3 |
| Median Home Price | $192,000 |
| Median Household Income | $49,800 |