Standard, IN—47879
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Standard, IN
As of Oct '25, the median home price in Standard, IN is $157,000, with a year-over-year change of 9.0%. This indicates that home prices in Standard, IN are increasing. According to Zillow, the 1-year price projection is 0.7%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $157,000 | 9.0% |
| Single Family | $156,000 | 8.3% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $113,000 | 7.6% |
3 Bed | $185,000 | 9.5% |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Standard, IN
Standard, IN lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Standard, IN
As of Oct '25, Realtor.com reports that the median days on market for a home in Standard, IN is 57. This is a increase of 38.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $89,500 | -37.0% |
Listing Count | 8 | 56.0% |
| Listings as % of Homes | 0.4% | 56.0% |
Days on Market | 57 | 38.0% |
Demographics — Standard, IN
As of the latest ACS Survey released in 2023, Standard, IN has a population of 3,120, which has decreased by -8.7% over the past 5 years. Standard, IN is a moderately popular place for families, as children make up 17.6% of the population. The area has a poorly educated workforce, with 13.2% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 2.8% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 3,120 | -8.7% |
% Under 18 | 17.6% | -33.6% |
% Seniors | 15.8% | 27.4% |
% WFH | 2.8% | 600.0% |
% w/ College Degree | 13.2% | 30.7% |
As of the latest ACS Survey released in 2023, Standard, IN is a predominantly white area, with 95.4% of the population identifying as white. The white population has grown by 2.7% in the last 5 years. The second most common race or ethnicity in Standard, IN is hispanic, making up 2.5% of the population. Foreign-born residents account for 0.8% of the population in Standard, IN, and this percentage has increased by 300.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 95.4% | 2.7% |
% Black | 0.3% | ∞% |
% Hispanic | 2.5% | 47.1% |
% Asian | 0.0% | N/A |
% Foreign Born | 0.8% | 300.0% |
Mortgage and Risk — Standard, IN
According to HUD data as of 2023, there were 55 mortgage originations in Standard, IN, of which 71.0% of loans were conventional mortgages. The average loan-to-value was 63.0%, with 25.0% above 90% LTV (very high). This implies large mortgage risk in Standard, IN. Investor activity is low, as 2.0% of loans were by investors. 20.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 55 |
% Conventional Loans | 71.0% |
% Government Loans | 29.0% |
% Investor Loans | 2.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 20.0% |
Loan Activity
Rentals and Section 8 — Standard, IN
Standard, IN lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 13 |
Total Units Section 8 | 13 |
% Rentals under Section 8 | 4.8% |
% Occupied Section 8 | 89.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $710 |
| 2 Bedroom | N/A | N/A | $930 |
| 3 Bedroom | N/A | N/A | $1,120 |
| 4 Bedroom | N/A | N/A | $1,440 |
Affordability — Standard, IN
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.7 |
| Median Home Price | $157,000 |
| Median Household Income | $50,000 |