Ladoga, IN—47954
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Ladoga, IN
As of Oct '25, the median home price in Ladoga, IN is $225,000, with a year-over-year change of 4.1%. This indicates that home prices in Ladoga, IN are increasing. According to Zillow, the 1-year price projection is 2.8%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $225,000 | 4.1% |
| Single Family | $225,000 | 3.2% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $170,000 | 4.3% |
3 Bed | $227,000 | 3.2% |
4 Bed | $297,000 | 3.8% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Ladoga, IN
As of July '25, Rentcast reports the average rent in Ladoga, IN is $725, with a year-over-year rent change of -13.0%. Per bedroom, the median rent as of July '25 in Ladoga, IN is 1-bedrooms: $700, 2-bedrooms: $750. The most common rental property sizes in Ladoga, IN are 3-bedroom and 2-bedroom, accounting for 47.0% and 28.2% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $700 | $725 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $700 | $700 |
| 2 Bed Rent | $750 | $750 |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Ladoga, IN
As of Oct '25, Realtor.com reports that the median days on market for a home in Ladoga, IN is 150. This is a increase of 104.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 40.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $198,000 | 35.0% |
Listing Count | 5 | -38.0% |
| Listings as % of Homes | 0.4% | -38.0% |
Days on Market | 150 | 104.0% |
Demographics — Ladoga, IN
As of the latest ACS Survey released in 2023, Ladoga, IN has a population of 2,220, which has decreased by -6.6% over the past 5 years. Ladoga, IN is a moderately popular place for families, as children make up 22.4% of the population. The area has a moderately educated workforce, with 26.0% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 8.2% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 2,220 | -6.6% |
% Under 18 | 22.4% | -20.6% |
% Seniors | 22.5% | 48.0% |
% WFH | 8.2% | 51.9% |
% w/ College Degree | 26.0% | 45.3% |
As of the latest ACS Survey released in 2023, Ladoga, IN is a predominantly white area, with 94.6% of the population identifying as white. The white population has shrunk by 3.1% in the last 5 years. The second most common race or ethnicity in Ladoga, IN is asian, making up 1.5% of the population. Foreign-born residents account for 1.3% of the population in Ladoga, IN, and this percentage has increased by 62.5% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 94.6% | -3.1% |
% Black | 0.5% | 0.0% |
% Hispanic | 1.3% | 62.5% |
% Asian | 1.5% | ∞% |
% Foreign Born | 1.3% | 62.5% |
Mortgage and Risk — Ladoga, IN
According to HUD data as of 2023, there were 81 mortgage originations in Ladoga, IN, of which 74.0% of loans were conventional mortgages. The average loan-to-value was 71.0%, with 41.0% above 90% LTV (very high). This implies large mortgage risk in Ladoga, IN. Investor activity is low, as 1.0% of loans were by investors. 16.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 81 |
% Conventional Loans | 74.0% |
% Government Loans | 26.0% |
% Investor Loans | 1.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 16.0% |
Loan Activity
Rentals and Section 8 — Ladoga, IN
Ladoga, IN lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 11 |
Total Units Section 8 | 11 |
% Rentals under Section 8 | 9.4% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $140 | $700 | $840 |
| 2 Bedroom | $290 | $750 | $1,040 |
| 3 Bedroom | N/A | N/A | $1,380 |
| 4 Bedroom | N/A | N/A | $1,560 |
Affordability — Ladoga, IN
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.4 |
| Median Home Price | $225,000 |
| Median Household Income | $84,100 |