Wolcott, IN—47995
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Wolcott, IN
Wolcott, IN lacks sufficient home price data for analysis.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $212,000 | 6.4% |
| Single Family | $212,000 | 6.5% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $158,000 | 6.0% |
3 Bed | $222,000 | 6.7% |
4 Bed | $251,000 | 6.4% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Wolcott, IN
Wolcott, IN lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Wolcott, IN
As of Oct '25, Realtor.com reports that the median days on market for a home in Wolcott, IN is 79. This is a increase of 11.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 33.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $205,000 | -23.0% |
Listing Count | 6 | 23.0% |
| Listings as % of Homes | 0.3% | 23.0% |
Days on Market | 79 | 11.0% |
Demographics — Wolcott, IN
As of the latest ACS Survey released in 2023, Wolcott, IN has a population of 1,810, which has increased by 4.4% over the past 5 years. Wolcott, IN is a popular place for families, as children make up 31.8% of the population. The area has a poorly educated workforce, with 21.3% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 6.9% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 1,810 | 4.4% |
% Under 18 | 31.8% | 26.7% |
% Seniors | 11.9% | -27.0% |
% WFH | 6.9% | -52.7% |
% w/ College Degree | 21.3% | 31.5% |
As of the latest ACS Survey released in 2023, Wolcott, IN is a predominantly white area, with 89.9% of the population identifying as white. The white population has shrunk by 4.8% in the last 5 years. The second most common race or ethnicity in Wolcott, IN is hispanic, making up 4.9% of the population. Foreign-born residents account for 2.8% of the population in Wolcott, IN, and this percentage has increased by 21.7% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 89.9% | -4.8% |
% Black | 3.2% | 146.2% |
% Hispanic | 4.9% | 157.9% |
% Asian | 1.4% | 27.3% |
% Foreign Born | 2.8% | 21.7% |
Mortgage and Risk — Wolcott, IN
According to HUD data as of 2023, there were 44 mortgage originations in Wolcott, IN, of which 70.0% of loans were conventional mortgages. The average loan-to-value was 67.0%, with 34.0% above 90% LTV (very high). This implies large mortgage risk in Wolcott, IN. Investor activity is low, as 0.0% of loans were by investors. 9.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 44 |
% Conventional Loans | 70.0% |
% Government Loans | 30.0% |
% Investor Loans | 0.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 9.0% |
Loan Activity
Rentals and Section 8 — Wolcott, IN
Wolcott, IN lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 2 |
Total Units Section 8 | 2 |
% Rentals under Section 8 | 5.2% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $820 |
| 2 Bedroom | N/A | N/A | $1,040 |
| 3 Bedroom | N/A | N/A | $1,350 |
| 4 Bedroom | N/A | N/A | $1,450 |
Affordability — Wolcott, IN
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.2 |
| Median Home Price | $212,000 |
| Median Household Income | $78,000 |