Roseville, MI—48066
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Roseville, MI
As of Oct '25, the median home price in Roseville, MI is $167,000, with a year-over-year change of 2.8%. This indicates that home prices in Roseville, MI are increasing. According to Zillow, the 1-year price projection is 1.1%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $167,000 | 2.8% |
| Single Family | $172,000 | 3.6% |
| Condos | $99,000 | 4.2% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $64,000 | -1.5% |
2 Bed | $120,000 | 3.4% |
3 Bed | $175,000 | 2.9% |
4 Bed | $194,000 | 3.2% |
| 5 Bed | $214,000 | 3.4% |
% of Housing Stock
Rental Trends — Roseville, MI
As of July '25, Rentcast reports the average rent in Roseville, MI is $1,390, with a year-over-year rent change of 6.9%. Per bedroom, the median rent as of July '25 in Roseville, MI is studios: $1,560, 1-bedrooms: $1,070, 2-bedrooms: $1,320, 3-bedrooms: $1,510, 4-bedrooms: $1,800. The most common rental property sizes in Roseville, MI are 2-bedroom and 3-bedroom, accounting for 34.5% and 31.4% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,400 | $1,390 |
| Studio Rent | $1,560 | $1,560 |
| 1 Bed Rent | $1,020 | $1,070 |
| 2 Bed Rent | $1,280 | $1,320 |
| 3 Bed Rent | $1,500 | $1,510 |
| 4 Bed Rent | $1,800 | $1,800 |
% of Rental Stock
Property Listings — Roseville, MI
As of Oct '25, Realtor.com reports that the median days on market for a home in Roseville, MI is 37. This is a increase of 15.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 19.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $170,000 | 3.0% |
Listing Count | 200 | 11.0% |
| Listings as % of Homes | 0.5% | 11.0% |
Days on Market | 37 | 15.0% |
Demographics — Roseville, MI
As of the latest ACS Survey released in 2023, Roseville, MI has a population of 47,200, which has remained stable by -1.0% over the past 5 years. Roseville, MI is a moderately popular place for families, as children make up 19.8% of the population. The area has a poorly educated workforce, with 15.2% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 8.7% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 47,200 | -1.0% |
% Under 18 | 19.8% | -7.5% |
% Seniors | 16.9% | 23.4% |
% WFH | 8.7% | 411.8% |
% w/ College Degree | 15.2% | 24.6% |
As of the latest ACS Survey released in 2023, Roseville, MI is a predominantly white area, with 65.5% of the population identifying as white. The white population has shrunk by 11.0% in the last 5 years. The second most common race or ethnicity in Roseville, MI is black, making up 23.3% of the population. Foreign-born residents account for 5.0% of the population in Roseville, MI, and this percentage has increased by 31.6% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 65.5% | -11.0% |
% Black | 23.3% | 23.3% |
% Hispanic | 4.1% | 64.0% |
% Asian | 1.6% | 14.3% |
% Foreign Born | 5.0% | 31.6% |
Mortgage and Risk — Roseville, MI
According to HUD data as of 2023, there were 1006 mortgage originations in Roseville, MI, of which 68.0% of loans were conventional mortgages. The average loan-to-value was 74.0%, with 46.0% above 90% LTV (very high). This implies large mortgage risk in Roseville, MI. Investor activity is low, as 3.0% of loans were by investors. 16.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 1,006 |
% Conventional Loans | 68.0% |
% Government Loans | 32.0% |
% Investor Loans | 3.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 16.0% |
Loan Activity
Rentals and Section 8 — Roseville, MI
As of 2024, the percent of homes in Roseville, MI under the Section 8 program is 10.2%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Roseville, MI, all tracked home sizes have HUD payment amounts above market rent, suggesting strong Section 8 opportunity across the board.
Section 8 Market Size
Total Units under HUD | 870 |
Total Units Section 8 | 770 |
% Rentals under Section 8 | 10.2% |
% Occupied Section 8 | 87.4% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $90 | $1,020 | $1,110 |
| 2 Bedroom | $120 | $1,280 | $1,400 |
| 3 Bedroom | $210 | $1,500 | $1,710 |
| 4 Bedroom | $60 | $1,800 | $1,860 |
Affordability — Roseville, MI
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.4 |
| Median Home Price | $167,000 |
| Median Household Income | $61,200 |