Saint Clair Shores, MI—48080
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Saint Clair Shores, MI
As of Oct '25, the median home price in Saint Clair Shores, MI is $215,000, with a year-over-year change of 3.6%. This indicates that home prices in Saint Clair Shores, MI are increasing. According to Zillow, the 1-year price projection is 1.3%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $215,000 | 3.6% |
| Single Family | $222,000 | 3.7% |
| Condos | $130,000 | 8.3% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $84,000 | 0.0% |
2 Bed | $160,000 | 5.3% |
3 Bed | $224,000 | 3.7% |
4 Bed | $285,000 | 4.8% |
| 5 Bed | $305,000 | 4.5% |
% of Housing Stock
Rental Trends — Saint Clair Shores, MI
As of July '25, Rentcast reports the average rent in Saint Clair Shores, MI is $1,720, with a year-over-year rent change of 8.9%. Per bedroom, the median rent as of July '25 in Saint Clair Shores, MI is 1-bedrooms: $989, 2-bedrooms: $1,700, 3-bedrooms: $2,050. The most common rental property sizes in Saint Clair Shores, MI are 2-bedroom and 1-bedroom, accounting for 39.3% and 35.5% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,600 | $1,720 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $975 | $989 |
| 2 Bed Rent | $1,400 | $1,700 |
| 3 Bed Rent | $2,000 | $2,050 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Saint Clair Shores, MI
As of Oct '25, Realtor.com reports that the median days on market for a home in Saint Clair Shores, MI is 32. This is a increase of 16.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 39.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $242,000 | 8.0% |
Listing Count | 97 | -5.0% |
| Listings as % of Homes | 0.4% | -5.0% |
Days on Market | 32 | 16.0% |
Demographics — Saint Clair Shores, MI
As of the latest ACS Survey released in 2023, Saint Clair Shores, MI has a population of 21,800, which has decreased by -3.5% over the past 5 years. Saint Clair Shores, MI is a less popular place for families, as children make up 14.6% of the population. The area has a moderately educated workforce, with 33.2% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 10.8% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 21,800 | -3.5% |
% Under 18 | 14.6% | -18.0% |
% Seniors | 21.8% | 5.8% |
% WFH | 10.8% | 350.0% |
% w/ College Degree | 33.2% | 16.9% |
As of the latest ACS Survey released in 2023, Saint Clair Shores, MI is a predominantly white area, with 82.8% of the population identifying as white. The white population has shrunk by 2.6% in the last 5 years. The second most common race or ethnicity in Saint Clair Shores, MI is black, making up 7.8% of the population. Foreign-born residents account for 6.0% of the population in Saint Clair Shores, MI, and this percentage has increased by 39.5% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 82.8% | -2.6% |
% Black | 7.8% | -25.0% |
% Hispanic | 4.1% | 105.0% |
% Asian | 1.7% | 70.0% |
% Foreign Born | 6.0% | 39.5% |
Mortgage and Risk — Saint Clair Shores, MI
According to HUD data as of 2023, there were 531 mortgage originations in Saint Clair Shores, MI, of which 79.0% of loans were conventional mortgages. The average loan-to-value was 68.0%, with 37.0% above 90% LTV (very high). This implies large mortgage risk in Saint Clair Shores, MI. Investor activity is low, as 2.0% of loans were by investors. 15.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 531 |
% Conventional Loans | 79.0% |
% Government Loans | 21.0% |
% Investor Loans | 2.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 15.0% |
Loan Activity
Rentals and Section 8 — Saint Clair Shores, MI
Saint Clair Shores, MI lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 297 |
Total Units Section 8 | 59 |
% Rentals under Section 8 | 2.6% |
% Occupied Section 8 | 83.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $75 | $975 | $1,050 |
| 2 Bedroom | -$70 | $1,400 | $1,330 |
| 3 Bedroom | -$370 | $2,000 | $1,630 |
| 4 Bedroom | N/A | N/A | $1,760 |
Affordability — Saint Clair Shores, MI
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.6 |
| Median Home Price | $215,000 |
| Median Household Income | $69,900 |