Highland, MI48356

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$363,000
3.9% YoY Growth
Median Household Income
$104,000
20.9% 5-Year Growth
Days on Market
48
116.0% Longer than last year
Home Price Forecast
1.2%
Median Rent
$1,400
20.3% YoY Growth
1-Bed Rent
N/A
N/A
2-Bed Rent
$1,400
16.7% YoY Growth
3-Bed Rent
N/A
N/A

Other Zip Codes in Highland, MI

Property Listings — Highland, MI

As of Oct '25, Realtor.com reports that the median days on market for a home in Highland, MI is 48. This is a increase of 116.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 27.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$440,0000.0%
Listing Count
2222.0%
Listings as % of Homes0.5%22.0%
Days on Market
48116.0%
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Demographics — Highland, MI

As of the latest ACS Survey released in 2023, Highland, MI has a population of 8,020, which has decreased by -7.6% over the past 5 years. Highland, MI is a moderately popular place for families, as children make up 20.4% of the population. The area has a moderately educated workforce, with 38.2% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 21.3% reporting working from home.

MetricLatest CensusYoY % Change
Population
8,020-7.6%
% Under 18
20.4%-7.3%
% Seniors
18.6%11.4%
% WFH
21.3%432.5%
% w/ College Degree
38.2%23.2%
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As of the latest ACS Survey released in 2023, Highland, MI is a predominantly white area, with 93.7% of the population identifying as white. The white population has shrunk by 3.3% in the last 5 years. The second most common race or ethnicity in Highland, MI is hispanic, making up 2.4% of the population. Foreign-born residents account for 3.7% of the population in Highland, MI, and this percentage has increased by 105.6% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
93.7%-3.3%
% Black
0.5%∞%
% Hispanic
2.4%84.6%
% Asian
0.5%0.0%
% Foreign Born
3.7%105.6%
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Mortgage and Risk — Highland, MI

According to HUD data as of 2023, there were 184 mortgage originations in Highland, MI, of which 85.0% of loans were conventional mortgages. The average loan-to-value was 53.0%, with 20.0% above 90% LTV (very high). This implies large mortgage risk in Highland, MI. Investor activity is low, as 0.0% of loans were by investors. 16.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
184
% Conventional Loans
85.0%
% Government Loans
15.0%
% Investor Loans
0.0%
% Second Loans
2.0%
% Cash Out Refinance
16.0%

Loan Activity

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Rentals and Section 8 — Highland, MI

Highland, MI lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD
97
Total Units Section 8
32
% Rentals under Section 8
12.1%
% Occupied Section 8
99.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 BedroomN/AN/A$1,000
2 Bedroom-$140$1,400$1,260
3 BedroomN/AN/A$1,540
4 BedroomN/AN/A$1,670

Affordability — Highland, MI

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio3.1
Median Home Price$363,000
Median Household Income$104,000

Highland, MI — ZIP Code Boundary Map

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Frequently Asked Questions