Fenton, MI48430

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$356,000
4.3% YoY Growth
Median Household Income
$99,800
38.0% 5-Year Growth
Days on Market
47
11.0% Shorter than last year
Home Price Forecast
1.1%
Median Rent
$1,150
21.4% YoY Growth
1-Bed Rent
$1,100
27.3% YoY Growth
2-Bed Rent
$1,150
36.6% YoY Growth
3-Bed Rent
$1,800
23.6% YoY Growth

Property Listings — Fenton, MI

As of Oct '25, Realtor.com reports that the median days on market for a home in Fenton, MI is 47. This is a decrease of -11.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 33.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$408,000-10.0%
Listing Count
15026.0%
Listings as % of Homes0.5%26.0%
Days on Market
47-11.0%
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Demographics — Fenton, MI

As of the latest ACS Survey released in 2023, Fenton, MI has a population of 38,700, which has increased by 4.9% over the past 5 years. Fenton, MI is a moderately popular place for families, as children make up 21.9% of the population. The area has a moderately educated workforce, with 38.3% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 14.4% reporting working from home.

MetricLatest CensusYoY % Change
Population
38,7004.9%
% Under 18
21.9%-3.9%
% Seniors
20.0%15.6%
% WFH
14.4%157.1%
% w/ College Degree
38.3%10.4%
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As of the latest ACS Survey released in 2023, Fenton, MI is a predominantly white area, with 91.1% of the population identifying as white. The white population has shrunk by 2.7% in the last 5 years. The second most common race or ethnicity in Fenton, MI is hispanic, making up 2.9% of the population. Foreign-born residents account for 2.5% of the population in Fenton, MI, and this percentage has increased by 47.1% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
91.1%-2.7%
% Black
1.2%20.0%
% Hispanic
2.9%11.5%
% Asian
1.4%250.0%
% Foreign Born
2.5%47.1%
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Mortgage and Risk — Fenton, MI

According to HUD data as of 2023, there were 796 mortgage originations in Fenton, MI, of which 90.0% of loans were conventional mortgages. The average loan-to-value was 55.0%, with 20.0% above 90% LTV (very high). This implies large mortgage risk in Fenton, MI. Investor activity is low, as 1.0% of loans were by investors. 13.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
796
% Conventional Loans
90.0%
% Government Loans
10.0%
% Investor Loans
1.0%
% Second Loans
2.0%
% Cash Out Refinance
13.0%

Loan Activity

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Rentals and Section 8 — Fenton, MI

As of 2024, the percent of homes in Fenton, MI under the Section 8 program is 6.1%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 2-bedroom and 3-bedroom units appear to be good home sizes to consider for Section 8 housing in Fenton, MI, because HUD payments exceed market rent, while 4-bedroom units do not.

Section 8 Market Size

Total Units under HUD
158
Total Units Section 8
158
% Rentals under Section 8
6.1%
% Occupied Section 8
92.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$80$1,100$1,180
2 Bedroom$260$1,150$1,410
3 Bedroom$40$1,800$1,840
4 Bedroom-$910$3,000$2,090

Affordability — Fenton, MI

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio3.2
Median Home Price$356,000
Median Household Income$99,800

Fenton, MI — ZIP Code Boundary Map

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Frequently Asked Questions