Flint, MI—48532
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Flint, MI
As of Oct '25, the median home price in Flint, MI is $164,000, with a year-over-year change of 2.4%. This indicates that home prices in Flint, MI are increasing. According to Zillow, the 1-year price projection is 2.0%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $164,000 | 2.4% |
| Single Family | $164,000 | 3.1% |
| Condos | $146,000 | 1.4% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $82,000 | -1.2% |
3 Bed | $166,000 | 3.8% |
4 Bed | $241,000 | 3.9% |
| 5 Bed | $297,000 | 3.8% |
% of Housing Stock
Rental Trends — Flint, MI
As of July '25, Rentcast reports the average rent in Flint, MI is $1,020, with a year-over-year rent change of -5.6%. Per bedroom, the median rent as of July '25 in Flint, MI is 1-bedrooms: $809, 2-bedrooms: $910, 3-bedrooms: $1,550. The most common rental property sizes in Flint, MI are 2-bedroom and 1-bedroom, accounting for 54.2% and 24.4% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $850 | $1,020 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $850 | $809 |
| 2 Bed Rent | $850 | $910 |
| 3 Bed Rent | $1,320 | $1,550 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Flint, MI
As of Oct '25, Realtor.com reports that the median days on market for a home in Flint, MI is 52. This is a decrease of -4.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 48.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $165,000 | 4.0% |
Listing Count | 67 | 14.0% |
| Listings as % of Homes | 0.7% | 14.0% |
Days on Market | 52 | -4.0% |
Demographics — Flint, MI
As of the latest ACS Survey released in 2023, Flint, MI has a population of 19,800, which has decreased by -1.9% over the past 5 years. Flint, MI is a moderately popular place for families, as children make up 23.4% of the population. The area has a poorly educated workforce, with 18.8% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 8.2% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 19,800 | -1.9% |
% Under 18 | 23.4% | -3.7% |
% Seniors | 17.2% | 6.2% |
% WFH | 8.2% | 355.6% |
% w/ College Degree | 18.8% | -7.4% |
As of the latest ACS Survey released in 2023, Flint, MI is a predominantly white area, with 50.7% of the population identifying as white. The white population has shrunk by 6.1% in the last 5 years. The second most common race or ethnicity in Flint, MI is black, making up 38.4% of the population. Foreign-born residents account for 3.6% of the population in Flint, MI, and this percentage has decreased by 34.5% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 50.7% | -6.1% |
% Black | 38.4% | 18.2% |
% Hispanic | 3.9% | -26.4% |
% Asian | 0.8% | -50.0% |
% Foreign Born | 3.6% | -34.5% |
Mortgage and Risk — Flint, MI
According to HUD data as of 2023, there were 323 mortgage originations in Flint, MI, of which 65.0% of loans were conventional mortgages. The average loan-to-value was 70.0%, with 42.0% above 90% LTV (very high). This implies large mortgage risk in Flint, MI. Investor activity is low, as 1.0% of loans were by investors. 14.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 323 |
% Conventional Loans | 65.0% |
% Government Loans | 35.0% |
% Investor Loans | 1.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 14.0% |
Loan Activity
Rentals and Section 8 — Flint, MI
Flint, MI lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 284 |
Total Units Section 8 | 280 |
% Rentals under Section 8 | 8.7% |
% Occupied Section 8 | 90.2% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$80 | $850 | $770 |
| 2 Bedroom | $110 | $850 | $960 |
| 3 Bedroom | -$130 | $1,320 | $1,190 |
| 4 Bedroom | N/A | N/A | $1,330 |
Affordability — Flint, MI
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.5 |
| Median Home Price | $164,000 |
| Median Household Income | $58,100 |