Clifford, MI—48727
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Clifford, MI
As of Oct '25, the median home price in Clifford, MI is $197,000, with a year-over-year change of -1.8%. This indicates that home prices in Clifford, MI are decreasing. According to Zillow, the 1-year price projection is 1.0%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $197,000 | -1.8% |
| Single Family | $196,000 | -1.5% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | N/A | N/A |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Clifford, MI
Clifford, MI lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Clifford, MI
As of Oct '25, Realtor.com reports that the median days on market for a home in Clifford, MI is 43. This is a increase of 75.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $287,000 | 57.0% |
Listing Count | 4 | 114.0% |
| Listings as % of Homes | 0.5% | 114.0% |
Days on Market | 43 | 75.0% |
Demographics — Clifford, MI
As of the latest ACS Survey released in 2023, Clifford, MI has a population of 939, which has decreased by -18.6% over the past 5 years. Clifford, MI is a moderately popular place for families, as children make up 17.3% of the population. The area has a poorly educated workforce, with 6.6% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 7.0% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 939 | -18.6% |
% Under 18 | 17.3% | -30.0% |
% Seniors | 21.5% | 28.0% |
% WFH | 7.0% | 438.5% |
% w/ College Degree | 6.6% | 37.5% |
As of the latest ACS Survey released in 2023, Clifford, MI is a predominantly white area, with 99.3% of the population identifying as white. The white population has grown by 3.1% in the last 5 years. The second most common race or ethnicity in Clifford, MI is hispanic, making up 0.7% of the population. Foreign-born residents account for 0.7% of the population in Clifford, MI, and this percentage has increased by 16.7% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 99.3% | 3.1% |
% Black | 0.0% | N/A |
% Hispanic | 0.7% | -66.7% |
% Asian | 0.0% | N/A |
% Foreign Born | 0.7% | 16.7% |
Mortgage and Risk — Clifford, MI
According to HUD data as of 2023, there were 40 mortgage originations in Clifford, MI, of which 65.0% of loans were conventional mortgages. The average loan-to-value was 66.0%, with 35.0% above 90% LTV (very high). This implies large mortgage risk in Clifford, MI. Investor activity is low, as 0.0% of loans were by investors. 12.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 40 |
% Conventional Loans | 65.0% |
% Government Loans | 35.0% |
% Investor Loans | 0.0% |
% Second Loans | 3.0% |
% Cash Out Refinance | 12.0% |
Loan Activity
Rentals and Section 8 — Clifford, MI
Clifford, MI lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 1 |
Total Units Section 8 | 1 |
% Rentals under Section 8 | 2.7% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $920 |
| 2 Bedroom | N/A | N/A | $1,170 |
| 3 Bedroom | N/A | N/A | $1,440 |
| 4 Bedroom | N/A | N/A | $1,550 |
Affordability — Clifford, MI
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3 |
| Median Home Price | $197,000 |
| Median Household Income | $62,600 |