Belding, MI 48809 - Home Prices, Rental Trends, Listings & Demographics | Prop:Metrics

Belding, MI—48809

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value

$253,000

4.7% YoY Growth

Household Income

$67,200

31.7% YoY Growth

Days on Market

10.0% Longer YoY

Home Price Forecast

3.1%

Median Rent

$2,000

4.8% YoY Growth

1-Bed Rent

N/A

2-Bed Rent

N/A

3-Bed Rent

N/A

Home Price Trends — Belding, MI

As of Dec '25, the median home price in Belding, MI is $253,000, with a year-over-year change of 4.7%. This indicates that home prices in Belding, MI are increasing. According to Zillow, the 1-year price projection is 3.1%, suggesting an increase housing market in the next year.

Cost per Home Type

Home Type	Median Home Value	YoY % Change
All Homes	$253,000	4.7%
Single Family	$252,000	5.0%
Condos	N/A	N/A

Cost per Home Size

Home Size	Median Home Value	YoY % Change
1 Bed

Rental Trends — Belding, MI

As of July '25, Rentcast reports the average rent in Belding, MI is $2,000, with a year-over-year rent change of -4.8%. Per bedroom, the median rent as of July '25 in Belding, MI is 4-bedrooms: $2,000. The most common rental property sizes in Belding, MI are 3-bedroom and 2-bedroom, accounting for 37.4% and 28.8% of the rental stock.

Type	Median Rent	Average Rent
Average Rent	$2,000	$2,000
Studio Rent	N/A	N/A
1 Bed Rent	N/A	N/A
2 Bed Rent	N/A	N/A
3 Bed Rent	N/A	N/A
4 Bed Rent	$2,000	$2,000

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% of Rental Stock

Studio

3.0%

1 Bedroom

27.2%

2 Bedrooms

28.8%

3 Bedrooms

37.4%

4 Bedrooms

1.1%

5+ Bedrooms

2.4%

Property Listings — Belding, MI

As of Dec '25, Realtor.com reports that the median days on market for a home in Belding, MI is 46. This is a increase of 1.0% from last year, suggesting that homes are sitting on the market about the same amount of time than last year. The percentage of listed homes with a reduced price is 23.0%, representing a small inventory and little supply pressure on home prices.

Metric	Zip Code Average	Year over Year % Change
Median Listing Price	$319,000	4.0%
Listing Count	33	-11.0%
Listings as % of Homes	0.5%	-11.0%
Days on Market	51	10.0%

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Demographics — Belding, MI

As of the latest ACS Survey released in 2023, Belding, MI has a population of 11,300, which has increased by 4.7% over the past 5 years. Belding, MI is a moderately popular place for families, as children make up 19.8% of the population. The area has a poorly educated workforce, with 16.8% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 4.3% reporting working from home.

Metric	Latest Census	YoY % Change
Population	11,300	4.7%
% Under 18	19.8%	-19.8%
% Seniors	16.4%	20.6%
% WFH	4.3%	26.5%
% w/ College Degree	16.8%	18.3%

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As of the latest ACS Survey released in 2023, Belding, MI is a predominantly white area, with 91.1% of the population identifying as white. The white population has shrunk by 4.0% in the last 5 years. The second most common race or ethnicity in Belding, MI is hispanic, making up 4.3% of the population. Foreign-born residents account for 1.3% of the population in Belding, MI, and this percentage has increased by 62.5% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

Metric	Latest Census	5-Year % Change
% White	91.1%	-4.0%
% Black	0.7%	250.0%
% Hispanic	4.3%	87.0%
% Asian	0.5%	400.0%
% Foreign Born	1.3%	62.5%

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Mortgage and Risk — Belding, MI

According to HUD data as of 2023, there were 385 mortgage originations in Belding, MI, of which 81.0% of loans were conventional mortgages. The average loan-to-value was 60.0%, with 32.0% above 90% LTV (very high). This implies large mortgage risk in Belding, MI. Investor activity is low, as 3.0% of loans were by investors. 14.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

Metric	Zip Code Average
Total Loan Originations	385
% Conventional Loans	81.0%
% Government Loans	19.0%
% Investor Loans	3.0%
% Second Loans	2.0%
% Cash Out Refinance	14.0%

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Rentals and Section 8 — Belding, MI

Belding, MI lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD	264
Total Units Section 8	264
% Rentals under Section 8	25.3%
% Occupied Section 8	85.7%

Section 8 Opportunity

Home Size	HUD Premium	Market Rent	Max HUD Rent
1 Bedroom	N/A	N/A	$1,030
2 Bedroom	N/A	N/A	$1,240
3 Bedroom	N/A	N/A	$1,610
4 Bedroom	-$230	$2,000	$1,770

Belding, MI—48809

Key Metrics at a Glance

Home Price Trends — Belding, MI

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Belding, MI

% of Rental Stock

Property Listings — Belding, MI

Demographics — Belding, MI

Race and Ethnicity

Mortgage and Risk — Belding, MI

Mortgages

Rentals and Section 8 — Belding, MI

Section 8 Market Size

Section 8 Opportunity

Affordability — Belding, MI

Home Price to Income Ratio

Belding, MI — ZIP Code Boundary Map

Nearby ZIP Codes

Greenville, MI

Saranac, MI

Lowell, MI

Orleans, MI

Gowen, MI

Frequently Asked Questions

Metric	Zip Code Average
Home Price to Income Ratio	3.2
Median Home Price	$253,000
Median Household Income	$67,200

Belding, MI—48809

Key Metrics at a Glance

Home Price Trends — Belding, MI

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Belding, MI

% of Rental Stock

Property Listings — Belding, MI

Demographics — Belding, MI

Race and Ethnicity

Mortgage and Risk — Belding, MI

Mortgages

Rentals and Section 8 — Belding, MI

Section 8 Market Size

Section 8 Opportunity

Affordability — Belding, MI

Home Price to Income Ratio

Belding, MI — ZIP Code Boundary Map

Nearby ZIP Codes

Greenville, MI

Saranac, MI

Lowell, MI

Orleans, MI

Gowen, MI

Frequently Asked Questions

What is the average home price in Belding, MI 48809?

How have home prices in Belding, MI 48809 changed over the past year?

What is the home price projection for Belding, MI 48809?

What are the demographics of Belding, MI 48809?

How long does it take homes to sell in Belding, MI 48809?

What is the average rent price in Belding, MI 48809?