Crystal, MI—48818
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Crystal, MI
As of Oct '25, the median home price in Crystal, MI is $185,000, with a year-over-year change of 0.8%. This indicates that home prices in Crystal, MI are flat. According to Zillow, the 1-year price projection is 2.7%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $185,000 | 0.8% |
| Single Family | $185,000 | 1.1% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $181,000 | 4.6% |
3 Bed | $214,000 | 3.9% |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Crystal, MI
Crystal, MI lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Crystal, MI
As of Oct '25, Realtor.com reports that the median days on market for a home in Crystal, MI is 28. This is a decrease of -19.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $172,000 | -55.0% |
Listing Count | 6 | -55.0% |
| Listings as % of Homes | 0.6% | -55.0% |
Days on Market | 28 | -19.0% |
Demographics — Crystal, MI
As of the latest ACS Survey released in 2023, Crystal, MI has a population of 2,540, which has remained stable by 1.0% over the past 5 years. Crystal, MI is a moderately popular place for families, as children make up 20.4% of the population. The area has a poorly educated workforce, with 20.1% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 4.2% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 2,540 | 1.0% |
% Under 18 | 20.4% | -22.7% |
% Seniors | 18.6% | 0.0% |
% WFH | 4.2% | -2.3% |
% w/ College Degree | 20.1% | 64.8% |
As of the latest ACS Survey released in 2023, Crystal, MI is a predominantly white area, with 86.4% of the population identifying as white. The white population has shrunk by 8.3% in the last 5 years. The second most common race or ethnicity in Crystal, MI is black, making up 7.0% of the population. Foreign-born residents account for 5.0% of the population in Crystal, MI, and this percentage has increased by 455.6% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 86.4% | -8.3% |
% Black | 7.0% | 366.7% |
% Hispanic | 5.5% | 77.4% |
% Asian | 0.3% | -40.0% |
% Foreign Born | 5.0% | 455.6% |
Mortgage and Risk — Crystal, MI
According to HUD data as of 2023, there were 81 mortgage originations in Crystal, MI, of which 74.0% of loans were conventional mortgages. The average loan-to-value was 67.0%, with 27.0% above 90% LTV (very high). This implies large mortgage risk in Crystal, MI. Investor activity is low, as 2.0% of loans were by investors. 12.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 81 |
% Conventional Loans | 74.0% |
% Government Loans | 26.0% |
% Investor Loans | 2.0% |
% Second Loans | 9.0% |
% Cash Out Refinance | 12.0% |
Loan Activity
Rentals and Section 8 — Crystal, MI
Crystal, MI lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 6 |
Total Units Section 8 | 6 |
% Rentals under Section 8 | 6.9% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $880 |
| 2 Bedroom | N/A | N/A | $1,060 |
| 3 Bedroom | N/A | N/A | $1,300 |
| 4 Bedroom | N/A | N/A | $1,410 |
Affordability — Crystal, MI
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3 |
| Median Home Price | $185,000 |
| Median Household Income | $59,100 |