Howell, MI48855

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$367,000
5.1% YoY Growth
Median Household Income
$105,000
29.3% 5-Year Growth
Days on Market
45
36.0% Longer than last year
Home Price Forecast
1.1%
Median Rent
$1,900
9.2% YoY Growth
1-Bed Rent
$1,100
N/A
2-Bed Rent
$1,650
20.9% YoY Growth
3-Bed Rent
$2,500
6.1% YoY Growth

Other Zip Codes in Howell, MI

Property Listings — Howell, MI

As of Oct '25, Realtor.com reports that the median days on market for a home in Howell, MI is 45. This is a increase of 36.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 18.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$401,0006.0%
Listing Count
9144.0%
Listings as % of Homes0.7%44.0%
Days on Market
4536.0%
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Demographics — Howell, MI

As of the latest ACS Survey released in 2023, Howell, MI has a population of 16,600, which has increased by 10.5% over the past 5 years. Howell, MI is a moderately popular place for families, as children make up 23.5% of the population. The area has a moderately educated workforce, with 35.0% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 12.5% reporting working from home.

MetricLatest CensusYoY % Change
Population
16,60010.5%
% Under 18
23.5%9.8%
% Seniors
15.6%-6.0%
% WFH
12.5%197.6%
% w/ College Degree
35.0%16.3%
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As of the latest ACS Survey released in 2023, Howell, MI is a predominantly white area, with 93.2% of the population identifying as white. The white population has shrunk by 0.3% in the last 5 years. The second most common race or ethnicity in Howell, MI is hispanic, making up 2.9% of the population. Foreign-born residents account for 2.5% of the population in Howell, MI, and this percentage has decreased by 21.9% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
93.2%-0.3%
% Black
0.2%-60.0%
% Hispanic
2.9%31.8%
% Asian
0.3%-81.2%
% Foreign Born
2.5%-21.9%
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Mortgage and Risk — Howell, MI

According to HUD data as of 2023, there were 380 mortgage originations in Howell, MI, of which 84.0% of loans were conventional mortgages. The average loan-to-value was 58.0%, with 26.0% above 90% LTV (very high). This implies large mortgage risk in Howell, MI. Investor activity is low, as 0.0% of loans were by investors. 15.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
380
% Conventional Loans
84.0%
% Government Loans
16.0%
% Investor Loans
0.0%
% Second Loans
1.0%
% Cash Out Refinance
15.0%

Loan Activity

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Rentals and Section 8 — Howell, MI

As of 2024, the percent of homes in Howell, MI under the Section 8 program is 1.6%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom units appear to be good home sizes to consider for Section 8 housing in Howell, MI, because HUD payments exceed market rent, while 2-bedroom and 3-bedroom and 4-bedroom units do not.

Section 8 Market Size

Total Units under HUD
34
Total Units Section 8
34
% Rentals under Section 8
1.6%
% Occupied Section 8
93.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$310$1,100$1,410
2 Bedroom-$10$1,650$1,640
3 Bedroom-$210$2,500$2,290
4 Bedroom-$230$2,800$2,570

Affordability — Howell, MI

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio3.1
Median Home Price$367,000
Median Household Income$105,000

Howell, MI — ZIP Code Boundary Map

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Frequently Asked Questions