Saint Johns, MI48879

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$279,000
3.1% YoY Growth
Median Household Income
$78,800
28.8% 5-Year Growth
Days on Market
33
18.0% Shorter than last year
Home Price Forecast
2.0%
Median Rent
$984
18.1% YoY Growth
1-Bed Rent
N/A
N/A
2-Bed Rent
$984
20.5% YoY Growth
3-Bed Rent
N/A
N/A

Property Listings — Saint Johns, MI

As of Oct '25, Realtor.com reports that the median days on market for a home in Saint Johns, MI is 33. This is a decrease of -18.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 32.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$320,000-2.0%
Listing Count
5711.0%
Listings as % of Homes0.6%11.0%
Days on Market
33-18.0%
Loading chart...

Demographics — Saint Johns, MI

As of the latest ACS Survey released in 2023, Saint Johns, MI has a population of 18,500, which has increased by 2.9% over the past 5 years. Saint Johns, MI is a moderately popular place for families, as children make up 23.5% of the population. The area has a poorly educated workforce, with 23.5% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 12.0% reporting working from home.

MetricLatest CensusYoY % Change
Population
18,5002.9%
% Under 18
23.5%2.2%
% Seniors
19.9%23.6%
% WFH
12.0%166.7%
% w/ College Degree
23.5%5.4%
Loading chart...

As of the latest ACS Survey released in 2023, Saint Johns, MI is a predominantly white area, with 91.7% of the population identifying as white. The white population has shrunk by 1.9% in the last 5 years. The second most common race or ethnicity in Saint Johns, MI is hispanic, making up 4.1% of the population. Foreign-born residents account for 1.2% of the population in Saint Johns, MI, and this percentage has decreased by 25.0% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
91.7%-1.9%
% Black
0.5%-28.6%
% Hispanic
4.1%0.0%
% Asian
0.4%0.0%
% Foreign Born
1.2%-25.0%
Loading chart...

Mortgage and Risk — Saint Johns, MI

According to HUD data as of 2023, there were 275 mortgage originations in Saint Johns, MI, of which 80.0% of loans were conventional mortgages. The average loan-to-value was 66.0%, with 32.0% above 90% LTV (very high). This implies large mortgage risk in Saint Johns, MI. Investor activity is low, as 0.0% of loans were by investors. 11.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
275
% Conventional Loans
80.0%
% Government Loans
20.0%
% Investor Loans
0.0%
% Second Loans
1.0%
% Cash Out Refinance
11.0%

Loan Activity

Loading chart...
Loading chart...

Rentals and Section 8 — Saint Johns, MI

Saint Johns, MI lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD
171
Total Units Section 8
171
% Rentals under Section 8
12.5%
% Occupied Section 8
92.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 BedroomN/AN/A$800
2 Bedroom$6$984$990
3 BedroomN/AN/A$1,290
4 BedroomN/AN/A$1,380

Affordability — Saint Johns, MI

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio3.1
Median Home Price$279,000
Median Household Income$78,800

Saint Johns, MI — ZIP Code Boundary Map

Loading map...

Frequently Asked Questions