Kalamazoo, MI49001

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$160,000
4.9% YoY Growth
Median Household Income
$52,300
21.0% 5-Year Growth
Days on Market
39
4.0% Shorter than last year
Home Price Forecast
1.3%
Median Rent
$975
1.8% YoY Growth
1-Bed Rent
$850
18.8% YoY Growth
2-Bed Rent
$1,000
17.9% YoY Growth
3-Bed Rent
$1,380
5.6% YoY Growth

Other Zip Codes in Kalamazoo, MI

Property Listings — Kalamazoo, MI

As of Oct '25, Realtor.com reports that the median days on market for a home in Kalamazoo, MI is 39. This is a decrease of -4.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 36.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$176,00017.0%
Listing Count
565.0%
Listings as % of Homes0.4%5.0%
Days on Market
39-4.0%
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Demographics — Kalamazoo, MI

As of the latest ACS Survey released in 2023, Kalamazoo, MI has a population of 21,300, which has increased by 1.2% over the past 5 years. Kalamazoo, MI is a popular place for families, as children make up 25.2% of the population. The area has a moderately educated workforce, with 29.8% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 8.4% reporting working from home.

MetricLatest CensusYoY % Change
Population
21,3001.2%
% Under 18
25.2%1.6%
% Seniors
11.2%13.1%
% WFH
8.4%265.2%
% w/ College Degree
29.8%16.4%
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As of the latest ACS Survey released in 2023, Kalamazoo, MI is a predominantly white area, with 58.0% of the population identifying as white. The white population has shrunk by 6.6% in the last 5 years. The second most common race or ethnicity in Kalamazoo, MI is black, making up 25.4% of the population. Foreign-born residents account for 8.7% of the population in Kalamazoo, MI, and this percentage has increased by 85.1% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
58.0%-6.6%
% Black
25.4%11.4%
% Hispanic
14.8%38.3%
% Asian
1.6%100.0%
% Foreign Born
8.7%85.1%
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Mortgage and Risk — Kalamazoo, MI

According to HUD data as of 2023, there were 411 mortgage originations in Kalamazoo, MI, of which 84.0% of loans were conventional mortgages. The average loan-to-value was 67.0%, with 36.0% above 90% LTV (very high). This implies large mortgage risk in Kalamazoo, MI. Investor activity is low, as 6.0% of loans were by investors. 9.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
411
% Conventional Loans
84.0%
% Government Loans
16.0%
% Investor Loans
6.0%
% Second Loans
0.0%
% Cash Out Refinance
9.0%

Loan Activity

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Rentals and Section 8 — Kalamazoo, MI

As of 2024, the percent of homes in Kalamazoo, MI under the Section 8 program is 11.7%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Kalamazoo, MI, all tracked home sizes have HUD payment amounts above market rent, suggesting strong Section 8 opportunity across the board.

Section 8 Market Size

Total Units under HUD
476
Total Units Section 8
458
% Rentals under Section 8
11.7%
% Occupied Section 8
94.5%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$110$850$960
2 Bedroom$140$1,000$1,140
3 Bedroom$130$1,380$1,510
4 Bedroom$210$1,400$1,610

Affordability — Kalamazoo, MI

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio2.6
Median Home Price$160,000
Median Household Income$52,300

Kalamazoo, MI — ZIP Code Boundary Map

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Frequently Asked Questions