Kalamazoo, MI49006

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$231,000
2.4% YoY Growth
Median Household Income
$45,600
22.0% 5-Year Growth
Days on Market
34
15.0% Shorter than last year
Home Price Forecast
1.1%
Median Rent
$1,400
9.7% YoY Growth
1-Bed Rent
$900
13.6% YoY Growth
2-Bed Rent
$1,020
8.8% YoY Growth
3-Bed Rent
$1,190
19.5% YoY Growth

Other Zip Codes in Kalamazoo, MI

Property Listings — Kalamazoo, MI

As of Oct '25, Realtor.com reports that the median days on market for a home in Kalamazoo, MI is 34. This is a decrease of -15.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 32.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$265,0009.0%
Listing Count
687.0%
Listings as % of Homes0.3%7.0%
Days on Market
34-15.0%
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Demographics — Kalamazoo, MI

As of the latest ACS Survey released in 2023, Kalamazoo, MI has a population of 25,900, which has decreased by -11.1% over the past 5 years. Kalamazoo, MI is a less popular place for families, as children make up 12.6% of the population. The area has a moderately educated workforce, with 44.4% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 9.6% reporting working from home.

MetricLatest CensusYoY % Change
Population
25,900-11.1%
% Under 18
12.6%1.6%
% Seniors
9.8%12.6%
% WFH
9.6%118.2%
% w/ College Degree
44.4%-5.5%
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As of the latest ACS Survey released in 2023, Kalamazoo, MI is a predominantly white area, with 64.8% of the population identifying as white. The white population has shrunk by 6.9% in the last 5 years. The second most common race or ethnicity in Kalamazoo, MI is black, making up 14.2% of the population. Foreign-born residents account for 9.1% of the population in Kalamazoo, MI, and this percentage has increased by 30.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
64.8%-6.9%
% Black
14.2%0.0%
% Hispanic
8.7%35.9%
% Asian
4.4%7.3%
% Foreign Born
9.1%30.0%
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Mortgage and Risk — Kalamazoo, MI

According to HUD data as of 2023, there were 401 mortgage originations in Kalamazoo, MI, of which 90.0% of loans were conventional mortgages. The average loan-to-value was 67.0%, with 34.0% above 90% LTV (very high). This implies large mortgage risk in Kalamazoo, MI. Investor activity is low, as 5.0% of loans were by investors. 10.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
401
% Conventional Loans
90.0%
% Government Loans
10.0%
% Investor Loans
5.0%
% Second Loans
1.0%
% Cash Out Refinance
10.0%

Loan Activity

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Rentals and Section 8 — Kalamazoo, MI

As of 2024, the percent of homes in Kalamazoo, MI under the Section 8 program is 6.9%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 2-bedroom and 3-bedroom units appear to be good home sizes to consider for Section 8 housing in Kalamazoo, MI, because HUD payments exceed market rent, while 1-bedroom and 4-bedroom units do not.

Section 8 Market Size

Total Units under HUD
538
Total Units Section 8
502
% Rentals under Section 8
6.9%
% Occupied Section 8
94.6%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$0$900$900
2 Bedroom$50$1,020$1,070
3 Bedroom$230$1,190$1,420
4 Bedroom-$290$1,800$1,510

Affordability — Kalamazoo, MI

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio4.5
Median Home Price$231,000
Median Household Income$45,600

Kalamazoo, MI — ZIP Code Boundary Map

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Frequently Asked Questions