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Battle Creek, MI—49014

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$203,000
4.1% YoY Growth
Household Income
$63,400
19.5% YoY Growth
Days on Market
33
17.0% Longer YoY
Home Price Forecast
0.5%
Median Rent
$900
29.4% YoY Growth
1-Bed Rent
$875
10.3% YoY Growth
2-Bed Rent
$895
9.0% YoY Growth
3-Bed Rent
$500
25.9% YoY Growth

Other Zip Codes in Battle Creek, MI

490174901549037
  • Home Price Trends
  • Rental Trends
  • Property Listings
  • Demographics
  • Mortgage and Risk

Home Price Trends — Battle Creek, MI

As of May '26, the median home price in Battle Creek, MI is $203,000, with a year-over-year change of 4.1%. This indicates that home prices in Battle Creek, MI are increasing. According to Zillow, the 1-year price projection is 0.5%, suggesting a relatively flat housing market in the next year.

Cost per Home Type

Home TypeMedian Home ValueYoY % Change
All Homes
$203,0004.1%
Single Family $203,0004.1%
Condos N/AN/A

Cost per Home Size

Home SizeMedian Home ValueYoY % Change
1 Bed
  • Affordability
  • Rentals and Section 8
    • N/A
    N/A
    2 Bed
    		$126,0002.4%
    3 Bed
    		$231,0004.5%
    4 Bed
    		$288,0004.0%
    5 Bed N/AN/A
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    % of Housing Stock

    Studio
    1.6%
    1 Bedroom
    8.9%
    2 Bedrooms
    27.4%
    3 Bedrooms
    44.5%
    4 Bedrooms
    14.1%
    5+ Bedrooms
    3.5%

    Rental Trends — Battle Creek, MI

    As of July '25, Rentcast reports the average rent in Battle Creek, MI is $1,260, with a year-over-year rent change of 29.4%. Per bedroom, the median rent as of July '25 in Battle Creek, MI is 1-bedrooms: $921, 2-bedrooms: $1,040, 3-bedrooms: $1,000, 4-bedrooms: $3,000. The most common rental property sizes in Battle Creek, MI are 2-bedroom and 1-bedroom, accounting for 36.1% and 28.8% of the rental stock.

    TypeMedian RentAverage Rent
    Average Rent$900$1,260
    Studio Rent N/AN/A
    1 Bed Rent $875$921
    2 Bed Rent $895$1,040
    3 Bed Rent $500$1,000
    4 Bed Rent $2,000$3,000
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    % of Rental Stock

    Studio
    5.2%
    1 Bedroom
    28.8%
    2 Bedrooms
    36.1%
    3 Bedrooms
    24.6%
    4 Bedrooms
    3.3%
    5+ Bedrooms
    1.9%

    Property Listings — Battle Creek, MI

    As of May '26, Realtor.com reports that the median days on market for a home in Battle Creek, MI is 33. This is a increase of 17.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 18.0%, representing a small inventory and little supply pressure on home prices.

    MetricZip Code AverageYear over Year % Change
    Median Listing Price
    		$205,000-19.0%
    Listing Count
    		6735.0%
    Listings as % of Homes0.5%35.0%
    Days on Market
    		3317.0%
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    Demographics — Battle Creek, MI

    As of the latest ACS Survey released in 2023, Battle Creek, MI has a population of 21,900, which has increased by 1.6% over the past 5 years. Battle Creek, MI is a moderately popular place for families, as children make up 23.4% of the population. The area has a poorly educated workforce, with 20.3% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 4.6% reporting working from home.

    MetricLatest CensusYoY % Change
    Population
    		21,9001.6%
    % Under 18
    		23.4%5.9%
    % Seniors
    		18.5%17.1%
    % WFH
    		4.6%142.1%
    % w/ College Degree
    		20.3%-2.4%
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    As of the latest ACS Survey released in 2023, Battle Creek, MI is a predominantly white area, with 78.2% of the population identifying as white. The white population has shrunk by 3.2% in the last 5 years. The second most common race or ethnicity in Battle Creek, MI is black, making up 9.1% of the population. Foreign-born residents account for 4.3% of the population in Battle Creek, MI, and this percentage has increased by 4.9% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

    Race and Ethnicity

    MetricLatest Census5-Year % Change
    % White
    		78.2%-3.2%
    % Black
    		9.1%7.1%
    % Hispanic
    		6.4%42.2%
    % Asian
    		1.2%-42.9%
    % Foreign Born
    		4.3%4.9%
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    Mortgage and Risk — Battle Creek, MI

    According to HUD data as of 2023, there were 380 mortgage originations in Battle Creek, MI, of which 79.0% of loans were conventional mortgages. The average loan-to-value was 63.0%, with 32.0% above 90% LTV (very high). This implies large mortgage risk in Battle Creek, MI. Investor activity is low, as 2.0% of loans were by investors. 13.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

    Mortgages

    MetricZip Code Average
    Total Loan Originations
    		380
    % Conventional Loans
    		79.0%
    % Government Loans
    		21.0%
    % Investor Loans
    		2.0%
    % Second Loans
    		0.0%
    % Cash Out Refinance
    		13.0%
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    Rentals and Section 8 — Battle Creek, MI

    As of 2024, the percent of homes in Battle Creek, MI under the Section 8 program is 6.4%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 2-bedroom and 3-bedroom units appear to be good home sizes to consider for Section 8 housing in Battle Creek, MI, because HUD payments exceed market rent, while 4-bedroom units do not.

    Section 8 Market Size

    Total Units under HUD
    		132
    Total Units Section 8
    		125
    % Rentals under Section 8
    		6.4%
    % Occupied Section 8
    		81.0%

    Section 8 Opportunity

    Home SizeHUD PremiumMarket RentMax HUD Rent
    1 Bedroom$95$875$970
    2 Bedroom$285$895$1,180
    3 Bedroom$920$500$1,420
    4 Bedroom-$390$2,000$1,610

    Affordability — Battle Creek, MI

    Home Price to Income Ratio

    MetricZip Code Average
    Home Price to Income Ratio2.7
    Median Home Price$203,000
    Median Household Income$63,400

    Battle Creek, MI — ZIP Code Boundary Map

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    Nearby ZIP Codes

    Stanley Corners, MI

    49033

    Battle Creek, MI

    49015

    Battle Creek, MI

    49017

    Battle Creek, MI

    49037

    Bellevue, MI

    49021

    Frequently Asked Questions