Battle Creek, MI—49014
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Battle Creek, MI
As of Oct '25, the median home price in Battle Creek, MI is $196,000, with a year-over-year change of 3.1%. This indicates that home prices in Battle Creek, MI are increasing. According to Zillow, the 1-year price projection is 1.7%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $196,000 | 3.1% |
| Single Family | $196,000 | 3.7% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $120,000 | 2.6% |
3 Bed | $223,000 | 3.2% |
4 Bed | $277,000 | 4.5% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Battle Creek, MI
As of July '25, Rentcast reports the average rent in Battle Creek, MI is $1,260, with a year-over-year rent change of 29.4%. Per bedroom, the median rent as of July '25 in Battle Creek, MI is 1-bedrooms: $921, 2-bedrooms: $1,040, 3-bedrooms: $1,000, 4-bedrooms: $3,000. The most common rental property sizes in Battle Creek, MI are 2-bedroom and 1-bedroom, accounting for 36.1% and 28.8% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $900 | $1,260 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $875 | $921 |
| 2 Bed Rent | $895 | $1,040 |
| 3 Bed Rent | $500 | $1,000 |
| 4 Bed Rent | $2,000 | $3,000 |
% of Rental Stock
Property Listings — Battle Creek, MI
As of Oct '25, Realtor.com reports that the median days on market for a home in Battle Creek, MI is 42. This is a increase of 30.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 20.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $292,000 | 25.0% |
Listing Count | 69 | 3.0% |
| Listings as % of Homes | 0.5% | 3.0% |
Days on Market | 42 | 30.0% |
Demographics — Battle Creek, MI
As of the latest ACS Survey released in 2023, Battle Creek, MI has a population of 21,900, which has increased by 1.6% over the past 5 years. Battle Creek, MI is a moderately popular place for families, as children make up 23.4% of the population. The area has a poorly educated workforce, with 20.3% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 4.6% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 21,900 | 1.6% |
% Under 18 | 23.4% | 5.9% |
% Seniors | 18.5% | 17.1% |
% WFH | 4.6% | 142.1% |
% w/ College Degree | 20.3% | -2.4% |
As of the latest ACS Survey released in 2023, Battle Creek, MI is a predominantly white area, with 78.2% of the population identifying as white. The white population has shrunk by 3.2% in the last 5 years. The second most common race or ethnicity in Battle Creek, MI is black, making up 9.1% of the population. Foreign-born residents account for 4.3% of the population in Battle Creek, MI, and this percentage has increased by 4.9% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 78.2% | -3.2% |
% Black | 9.1% | 7.1% |
% Hispanic | 6.4% | 42.2% |
% Asian | 1.2% | -42.9% |
% Foreign Born | 4.3% | 4.9% |
Mortgage and Risk — Battle Creek, MI
According to HUD data as of 2023, there were 380 mortgage originations in Battle Creek, MI, of which 79.0% of loans were conventional mortgages. The average loan-to-value was 63.0%, with 32.0% above 90% LTV (very high). This implies large mortgage risk in Battle Creek, MI. Investor activity is low, as 2.0% of loans were by investors. 13.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 380 |
% Conventional Loans | 79.0% |
% Government Loans | 21.0% |
% Investor Loans | 2.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 13.0% |
Loan Activity
Rentals and Section 8 — Battle Creek, MI
As of 2024, the percent of homes in Battle Creek, MI under the Section 8 program is 6.4%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 2-bedroom and 3-bedroom units appear to be good home sizes to consider for Section 8 housing in Battle Creek, MI, because HUD payments exceed market rent, while 4-bedroom units do not.
Section 8 Market Size
Total Units under HUD | 132 |
Total Units Section 8 | 125 |
% Rentals under Section 8 | 6.4% |
% Occupied Section 8 | 81.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $95 | $875 | $970 |
| 2 Bedroom | $285 | $895 | $1,180 |
| 3 Bedroom | $920 | $500 | $1,420 |
| 4 Bedroom | -$390 | $2,000 | $1,610 |
Affordability — Battle Creek, MI
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.6 |
| Median Home Price | $196,000 |
| Median Household Income | $63,400 |