Battle Creek, MI—49015
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Battle Creek, MI
As of Oct '25, the median home price in Battle Creek, MI is $205,000, with a year-over-year change of 5.5%. This indicates that home prices in Battle Creek, MI are increasing. According to Zillow, the 1-year price projection is 2.0%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $205,000 | 5.5% |
| Single Family | $201,000 | 5.8% |
| Condos | $278,000 | 5.7% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $150,000 | 4.2% |
3 Bed | $212,000 | 4.4% |
4 Bed | $285,000 | 4.8% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Battle Creek, MI
As of July '25, Rentcast reports the average rent in Battle Creek, MI is $1,750, with a year-over-year rent change of 18.2%. Per bedroom, the median rent as of July '25 in Battle Creek, MI is 1-bedrooms: $954, 2-bedrooms: $1,890, 3-bedrooms: $2,020. The most common rental property sizes in Battle Creek, MI are 2-bedroom and 1-bedroom, accounting for 65.7% and 18.3% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,800 | $1,750 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $840 | $954 |
| 2 Bed Rent | $2,100 | $1,890 |
| 3 Bed Rent | $2,000 | $2,020 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Battle Creek, MI
As of Oct '25, Realtor.com reports that the median days on market for a home in Battle Creek, MI is 39. This is a decrease of -2.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 18.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $245,000 | -24.0% |
Listing Count | 119 | -8.0% |
| Listings as % of Homes | 0.7% | -8.0% |
Days on Market | 39 | -2.0% |
Demographics — Battle Creek, MI
As of the latest ACS Survey released in 2023, Battle Creek, MI has a population of 29,000, which has increased by 7.7% over the past 5 years. Battle Creek, MI is a moderately popular place for families, as children make up 24.8% of the population. The area has a moderately educated workforce, with 28.3% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 8.4% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 29,000 | 7.7% |
% Under 18 | 24.8% | 2.1% |
% Seniors | 17.8% | 11.2% |
% WFH | 8.4% | 147.1% |
% w/ College Degree | 28.3% | -0.4% |
As of the latest ACS Survey released in 2023, Battle Creek, MI is a predominantly white area, with 71.0% of the population identifying as white. The white population has shrunk by 8.0% in the last 5 years. The second most common race or ethnicity in Battle Creek, MI is hispanic, making up 7.3% of the population. Foreign-born residents account for 9.5% of the population in Battle Creek, MI, and this percentage has increased by 50.8% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 71.0% | -8.0% |
% Black | 6.9% | 0.0% |
% Hispanic | 7.3% | 40.4% |
% Asian | 7.2% | 28.6% |
% Foreign Born | 9.5% | 50.8% |
Mortgage and Risk — Battle Creek, MI
According to HUD data as of 2023, there were 648 mortgage originations in Battle Creek, MI, of which 78.0% of loans were conventional mortgages. The average loan-to-value was 68.0%, with 35.0% above 90% LTV (very high). This implies large mortgage risk in Battle Creek, MI. Investor activity is low, as 2.0% of loans were by investors. 12.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 648 |
% Conventional Loans | 78.0% |
% Government Loans | 22.0% |
% Investor Loans | 2.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 12.0% |
Loan Activity
Rentals and Section 8 — Battle Creek, MI
Battle Creek, MI lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 165 |
Total Units Section 8 | 165 |
% Rentals under Section 8 | 5.1% |
% Occupied Section 8 | 82.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $100 | $840 | $940 |
| 2 Bedroom | -$960 | $2,100 | $1,140 |
| 3 Bedroom | -$630 | $2,000 | $1,370 |
| 4 Bedroom | N/A | N/A | $1,560 |
Affordability — Battle Creek, MI
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.6 |
| Median Home Price | $205,000 |
| Median Household Income | $67,700 |