Battle Creek, MI—49017
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Battle Creek, MI
As of Oct '25, the median home price in Battle Creek, MI is $180,000, with a year-over-year change of 3.0%. This indicates that home prices in Battle Creek, MI are increasing. According to Zillow, the 1-year price projection is 1.5%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $180,000 | 3.0% |
| Single Family | $180,000 | 2.9% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $144,000 | 4.3% |
3 Bed | $197,000 | 4.2% |
4 Bed | $226,000 | 3.7% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Battle Creek, MI
As of July '25, Rentcast reports the average rent in Battle Creek, MI is $1,030, with a year-over-year rent change of -4.6%. Per bedroom, the median rent as of July '25 in Battle Creek, MI is studios: $725, 1-bedrooms: $902, 2-bedrooms: $1,060, 3-bedrooms: $1,300, 4-bedrooms: $2,900. The most common rental property sizes in Battle Creek, MI are 2-bedroom and 1-bedroom, accounting for 35.9% and 33.7% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $975 | $1,030 |
| Studio Rent | $725 | $725 |
| 1 Bed Rent | $875 | $902 |
| 2 Bed Rent | $1,000 | $1,060 |
| 3 Bed Rent | $1,250 | $1,300 |
| 4 Bed Rent | $2,900 | $2,900 |
% of Rental Stock
Property Listings — Battle Creek, MI
As of Oct '25, Realtor.com reports that the median days on market for a home in Battle Creek, MI is 38. This is a decrease of -22.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 36.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $226,000 | -5.0% |
Listing Count | 88 | 11.0% |
| Listings as % of Homes | 0.7% | 11.0% |
Days on Market | 38 | -22.0% |
Demographics — Battle Creek, MI
As of the latest ACS Survey released in 2023, Battle Creek, MI has a population of 20,800, which has decreased by -4.6% over the past 5 years. Battle Creek, MI is a moderately popular place for families, as children make up 21.2% of the population. The area has a poorly educated workforce, with 20.4% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 7.0% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 20,800 | -4.6% |
% Under 18 | 21.2% | -7.8% |
% Seniors | 19.9% | 4.7% |
% WFH | 7.0% | 204.3% |
% w/ College Degree | 20.4% | 9.1% |
As of the latest ACS Survey released in 2023, Battle Creek, MI is a predominantly white area, with 77.9% of the population identifying as white. The white population has shrunk by 0.1% in the last 5 years. The second most common race or ethnicity in Battle Creek, MI is black, making up 9.6% of the population. Foreign-born residents account for 2.9% of the population in Battle Creek, MI, and this percentage has increased by 7.4% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 77.9% | -0.1% |
% Black | 9.6% | -8.6% |
% Hispanic | 5.9% | -3.3% |
% Asian | 0.9% | 800.0% |
% Foreign Born | 2.9% | 7.4% |
Mortgage and Risk — Battle Creek, MI
According to HUD data as of 2023, there were 484 mortgage originations in Battle Creek, MI, of which 75.0% of loans were conventional mortgages. The average loan-to-value was 67.0%, with 37.0% above 90% LTV (very high). This implies large mortgage risk in Battle Creek, MI. Investor activity is low, as 2.0% of loans were by investors. 12.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 484 |
% Conventional Loans | 75.0% |
% Government Loans | 25.0% |
% Investor Loans | 2.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 12.0% |
Loan Activity
Rentals and Section 8 — Battle Creek, MI
As of 2024, the percent of homes in Battle Creek, MI under the Section 8 program is 8.2%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 2-bedroom and 3-bedroom units appear to be good home sizes to consider for Section 8 housing in Battle Creek, MI, because HUD payments exceed market rent, while 1-bedroom and 4-bedroom units do not.
Section 8 Market Size
Total Units under HUD | 308 |
Total Units Section 8 | 308 |
% Rentals under Section 8 | 8.2% |
% Occupied Section 8 | 80.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$5 | $875 | $870 |
| 2 Bedroom | $60 | $1,000 | $1,060 |
| 3 Bedroom | $50 | $1,250 | $1,300 |
| 4 Bedroom | -$1,440 | $2,900 | $1,460 |
Affordability — Battle Creek, MI
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.7 |
| Median Home Price | $180,000 |
| Median Household Income | $58,500 |