Battle Creek, MI—49037
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Battle Creek, MI
As of Oct '25, the median home price in Battle Creek, MI is $127,000, with a year-over-year change of 7.0%. This indicates that home prices in Battle Creek, MI are increasing. According to Zillow, the 1-year price projection is 1.8%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $127,000 | 7.0% |
| Single Family | $127,000 | 7.6% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $111,000 | 5.7% |
3 Bed | $142,000 | 7.6% |
4 Bed | $148,000 | 6.5% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Battle Creek, MI
As of July '25, Rentcast reports the average rent in Battle Creek, MI is $1,320, with a year-over-year rent change of 10.9%. Per bedroom, the median rent as of July '25 in Battle Creek, MI is studios: $789, 1-bedrooms: $832, 2-bedrooms: $1,280, 3-bedrooms: $1,280, 4-bedrooms: $2,720. The most common rental property sizes in Battle Creek, MI are 1-bedroom and 3-bedroom, accounting for 37.0% and 30.5% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,150 | $1,320 |
| Studio Rent | $789 | $789 |
| 1 Bed Rent | $850 | $832 |
| 2 Bed Rent | $1,300 | $1,280 |
| 3 Bed Rent | $1,250 | $1,280 |
| 4 Bed Rent | $2,200 | $2,720 |
% of Rental Stock
Property Listings — Battle Creek, MI
As of Oct '25, Realtor.com reports that the median days on market for a home in Battle Creek, MI is 37. This is a increase of 9.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 34.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $160,000 | 6.0% |
Listing Count | 76 | 4.0% |
| Listings as % of Homes | 0.4% | 4.0% |
Days on Market | 37 | 9.0% |
Demographics — Battle Creek, MI
As of the latest ACS Survey released in 2023, Battle Creek, MI has a population of 19,900, which has decreased by -3.8% over the past 5 years. Battle Creek, MI is a popular place for families, as children make up 25.1% of the population. The area has a poorly educated workforce, with 12.2% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 5.1% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 19,900 | -3.8% |
% Under 18 | 25.1% | 5.0% |
% Seniors | 14.6% | 2.1% |
% WFH | 5.1% | 96.2% |
% w/ College Degree | 12.2% | -1.6% |
As of the latest ACS Survey released in 2023, Battle Creek, MI is a predominantly white area, with 58.4% of the population identifying as white. The white population has grown by 1.0% in the last 5 years. The second most common race or ethnicity in Battle Creek, MI is black, making up 23.3% of the population. Foreign-born residents account for 3.9% of the population in Battle Creek, MI, and this percentage has decreased by 36.1% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 58.4% | 1.0% |
% Black | 23.3% | -10.4% |
% Hispanic | 7.0% | 2.9% |
% Asian | 3.0% | -28.6% |
% Foreign Born | 3.9% | -36.1% |
Mortgage and Risk — Battle Creek, MI
According to HUD data as of 2023, there were 354 mortgage originations in Battle Creek, MI, of which 74.0% of loans were conventional mortgages. The average loan-to-value was 71.0%, with 40.0% above 90% LTV (very high). This implies large mortgage risk in Battle Creek, MI. Investor activity is low, as 3.0% of loans were by investors. 14.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 354 |
% Conventional Loans | 74.0% |
% Government Loans | 26.0% |
% Investor Loans | 3.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 14.0% |
Loan Activity
Rentals and Section 8 — Battle Creek, MI
As of 2024, the percent of homes in Battle Creek, MI under the Section 8 program is 23.5%. This is considered high, suggesting that the neighborhood is heavily composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Battle Creek, MI, none of the tracked home sizes currently have HUD payment amounts above market rent, suggesting limited Section 8 opportunity.
Section 8 Market Size
Total Units under HUD | 987 |
Total Units Section 8 | 744 |
% Rentals under Section 8 | 23.5% |
% Occupied Section 8 | 89.6% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$30 | $850 | $820 |
| 2 Bedroom | -$310 | $1,300 | $990 |
| 3 Bedroom | -$60 | $1,250 | $1,190 |
| 4 Bedroom | -$850 | $2,200 | $1,350 |
Affordability — Battle Creek, MI
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.3 |
| Median Home Price | $127,000 |
| Median Household Income | $42,600 |