Camden, MI—49232
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Camden, MI
As of Oct '25, the median home price in Camden, MI is $238,000, with a year-over-year change of 4.2%. This indicates that home prices in Camden, MI are increasing. According to Zillow, the 1-year price projection is 1.1%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $238,000 | 4.2% |
| Single Family | $241,000 | 4.3% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | $290,000 | 5.5% |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Camden, MI
Camden, MI lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Camden, MI
As of Oct '25, Realtor.com reports that the median days on market for a home in Camden, MI is 98. This is a increase of 22.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $397,000 | 30.0% |
Listing Count | 11 | 0.0% |
| Listings as % of Homes | 0.6% | 0.0% |
Days on Market | 98 | 22.0% |
Demographics — Camden, MI
As of the latest ACS Survey released in 2023, Camden, MI has a population of 2,830, which has increased by 10.6% over the past 5 years. Camden, MI is a popular place for families, as children make up 30.5% of the population. The area has a poorly educated workforce, with 7.0% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 14.3% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 2,830 | 10.6% |
% Under 18 | 30.5% | 18.2% |
% Seniors | 17.5% | 0.0% |
% WFH | 14.3% | 45.9% |
% w/ College Degree | 7.0% | -43.5% |
As of the latest ACS Survey released in 2023, Camden, MI is a predominantly white area, with 94.9% of the population identifying as white. The white population has shrunk by 3.4% in the last 5 years. The second most common race or ethnicity in Camden, MI is hispanic, making up 2.1% of the population. Foreign-born residents account for 0.3% of the population in Camden, MI, and this percentage has increased by Inf% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 94.9% | -3.4% |
% Black | 0.2% | ∞% |
% Hispanic | 2.1% | 110.0% |
% Asian | 0.0% | N/A |
% Foreign Born | 0.3% | ∞% |
Mortgage and Risk — Camden, MI
According to HUD data as of 2023, there were 39 mortgage originations in Camden, MI, of which 74.0% of loans were conventional mortgages. The average loan-to-value was 73.0%, with 26.0% above 90% LTV (very high). This implies large mortgage risk in Camden, MI. Investor activity is low, as 0.0% of loans were by investors. 28.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 39 |
% Conventional Loans | 74.0% |
% Government Loans | 26.0% |
% Investor Loans | 0.0% |
% Second Loans | 5.0% |
% Cash Out Refinance | 28.0% |
Loan Activity
Rentals and Section 8 — Camden, MI
Camden, MI lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 1 |
Total Units Section 8 | 1 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $730 |
| 2 Bedroom | N/A | N/A | $960 |
| 3 Bedroom | N/A | N/A | $1,220 |
| 4 Bedroom | N/A | N/A | $1,270 |
Affordability — Camden, MI
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4 |
| Median Home Price | $238,000 |
| Median Household Income | $53,500 |