Manitou Beach, MI49253

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$303,000
1.7% YoY Growth
Median Household Income
$79,900
39.8% 5-Year Growth
Days on Market
81
28.0% Longer than last year
Home Price Forecast
1.6%
Median Rent
$2,400
20.0% YoY Growth
1-Bed Rent
N/A
N/A
2-Bed Rent
N/A
N/A
3-Bed Rent
N/A
N/A

Property Listings — Manitou Beach, MI

As of Oct '25, Realtor.com reports that the median days on market for a home in Manitou Beach, MI is 81. This is a increase of 28.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 20.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$640,000-1.0%
Listing Count
3033.0%
Listings as % of Homes0.8%33.0%
Days on Market
8128.0%
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Demographics — Manitou Beach, MI

As of the latest ACS Survey released in 2023, Manitou Beach, MI has a population of 2,920, which has increased by 4.3% over the past 5 years. Manitou Beach, MI is a moderately popular place for families, as children make up 17.0% of the population. The area has a moderately educated workforce, with 35.8% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 11.6% reporting working from home.

MetricLatest CensusYoY % Change
Population
2,9204.3%
% Under 18
17.0%16.4%
% Seniors
33.0%16.6%
% WFH
11.6%329.6%
% w/ College Degree
35.8%46.7%
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As of the latest ACS Survey released in 2023, Manitou Beach, MI is a predominantly white area, with 95.1% of the population identifying as white. The white population has shrunk by 3.5% in the last 5 years. The second most common race or ethnicity in Manitou Beach, MI is hispanic, making up 2.7% of the population. Foreign-born residents account for 2.0% of the population in Manitou Beach, MI, and this percentage has increased by 1900.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
95.1%-3.5%
% Black
0.1%-75.0%
% Hispanic
2.7%2,600.0%
% Asian
0.0%N/A
% Foreign Born
2.0%1,900.0%
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Mortgage and Risk — Manitou Beach, MI

According to HUD data as of 2023, there were 69 mortgage originations in Manitou Beach, MI, of which 86.0% of loans were conventional mortgages. The average loan-to-value was 62.0%, with 20.0% above 90% LTV (very high). This implies large mortgage risk in Manitou Beach, MI. Investor activity is low, as 3.0% of loans were by investors. 17.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
69
% Conventional Loans
86.0%
% Government Loans
14.0%
% Investor Loans
3.0%
% Second Loans
19.0%
% Cash Out Refinance
17.0%

Loan Activity

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Rentals and Section 8 — Manitou Beach, MI

Manitou Beach, MI lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD
1
Total Units Section 8
1
% Rentals under Section 8
N/A
% Occupied Section 8
N/A

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 BedroomN/AN/A$760
2 BedroomN/AN/A$980
3 BedroomN/AN/A$1,270
4 Bedroom-$930$2,400$1,470

Affordability — Manitou Beach, MI

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio3.6
Median Home Price$303,000
Median Household Income$79,900

Manitou Beach, MI — ZIP Code Boundary Map

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Frequently Asked Questions