Onsted, MI 49265 - Home Prices, Rental Trends, Listings & Demographics | Prop:Metrics

Onsted, MI—49265

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value

$278,000

1.4% YoY Growth

Household Income

$70,000

4.9% YoY Growth

Days on Market

119

81.0% Longer YoY

Home Price Forecast

2.1%

Median Rent

$880

12.7% YoY Growth

1-Bed Rent

$880

N/A

2-Bed Rent

$900

14.2% YoY Growth

3-Bed Rent

N/A

Home Price Trends — Onsted, MI

As of Dec '25, the median home price in Onsted, MI is $278,000, with a year-over-year change of 1.4%. This indicates that home prices in Onsted, MI are increasing. According to Zillow, the 1-year price projection is 2.1%, suggesting an increase housing market in the next year.

Cost per Home Type

Home Type	Median Home Value	YoY % Change
All Homes	$278,000	1.4%
Single Family	$285,000	2.2%
Condos	N/A	N/A

Cost per Home Size

Home Size	Median Home Value	YoY % Change
1 Bed

Rental Trends — Onsted, MI

As of July '25, Rentcast reports the average rent in Onsted, MI is $890, with a year-over-year rent change of -12.7%. Per bedroom, the median rent as of July '25 in Onsted, MI is 1-bedrooms: $880, 2-bedrooms: $900. The most common rental property sizes in Onsted, MI are 1-bedroom and 3-bedroom, accounting for 42.6% and 37.4% of the rental stock.

Type	Median Rent	Average Rent
Average Rent	$880	$890
Studio Rent	N/A	N/A
1 Bed Rent	$880	$880
2 Bed Rent	$900	$900
3 Bed Rent	N/A	N/A
4 Bed Rent	N/A	N/A

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% of Rental Stock

1 Bedroom

42.6%

2 Bedrooms

15.9%

3 Bedrooms

37.4%

4 Bedrooms

4.1%

Property Listings — Onsted, MI

As of Dec '25, Realtor.com reports that the median days on market for a home in Onsted, MI is 100. This is a increase of 57.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 38.0%, representing a large inventory and a lot of supply pressure on home prices.

Metric	Zip Code Average	Year over Year % Change
Median Listing Price	$577,000	16.0%
Listing Count	17	7.0%
Listings as % of Homes	0.4%	7.0%
Days on Market	119	81.0%

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Demographics — Onsted, MI

As of the latest ACS Survey released in 2023, Onsted, MI has a population of 5,140, which has remained stable by 0.8% over the past 5 years. Onsted, MI is a moderately popular place for families, as children make up 20.6% of the population. The area has a moderately educated workforce, with 27.4% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 6.0% reporting working from home.

Metric	Latest Census	YoY % Change
Population	5,140	0.8%
% Under 18	20.6%	7.3%
% Seniors	23.0%	37.7%
% WFH	6.0%	7.1%
% w/ College Degree	27.4%	3.8%

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As of the latest ACS Survey released in 2023, Onsted, MI is a predominantly white area, with 94.1% of the population identifying as white. The white population has grown by 2.6% in the last 5 years. The second most common race or ethnicity in Onsted, MI is hispanic, making up 1.6% of the population. Foreign-born residents account for 1.3% of the population in Onsted, MI, and this percentage has decreased by 31.6% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

Metric	Latest Census	5-Year % Change
% White	94.1%	2.6%
% Black	1.0%	-28.6%
% Hispanic	1.6%	-70.9%
% Asian	0.4%	-20.0%
% Foreign Born	1.3%	-31.6%

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Mortgage and Risk — Onsted, MI

According to HUD data as of 2023, there were 217 mortgage originations in Onsted, MI, of which 86.0% of loans were conventional mortgages. The average loan-to-value was 58.0%, with 20.0% above 90% LTV (very high). This implies large mortgage risk in Onsted, MI. Investor activity is low, as 2.0% of loans were by investors. 17.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

Metric	Zip Code Average
Total Loan Originations	217
% Conventional Loans	86.0%
% Government Loans	14.0%
% Investor Loans	2.0%
% Second Loans	8.0%
% Cash Out Refinance	17.0%

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Rentals and Section 8 — Onsted, MI

Onsted, MI lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD	2
Total Units Section 8	2
% Rentals under Section 8	N/A
% Occupied Section 8	N/A

Section 8 Opportunity

Home Size	HUD Premium	Market Rent	Max HUD Rent
1 Bedroom	-$110	$880	$770
2 Bedroom	$100	$900	$1,000
3 Bedroom	N/A	N/A	$1,300
4 Bedroom	N/A	N/A	$1,510

Onsted, MI—49265

Key Metrics at a Glance

Home Price Trends — Onsted, MI

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Onsted, MI

% of Rental Stock

Property Listings — Onsted, MI

Demographics — Onsted, MI

Race and Ethnicity

Mortgage and Risk — Onsted, MI

Mortgages

Rentals and Section 8 — Onsted, MI

Section 8 Market Size

Section 8 Opportunity

Affordability — Onsted, MI

Home Price to Income Ratio

Onsted, MI — ZIP Code Boundary Map

Nearby ZIP Codes

Tipton, MI

Brooklyn, MI

Manitou Beach, MI

Clayton, MI

Adrian, MI

Frequently Asked Questions

Metric	Zip Code Average
Home Price to Income Ratio	3.7
Median Home Price	$278,000
Median Household Income	$70,000

Onsted, MI—49265

Key Metrics at a Glance

Home Price Trends — Onsted, MI

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Onsted, MI

% of Rental Stock

Property Listings — Onsted, MI

Demographics — Onsted, MI

Race and Ethnicity

Mortgage and Risk — Onsted, MI

Mortgages

Rentals and Section 8 — Onsted, MI

Section 8 Market Size

Section 8 Opportunity

Affordability — Onsted, MI

Home Price to Income Ratio

Onsted, MI — ZIP Code Boundary Map

Nearby ZIP Codes

Tipton, MI

Brooklyn, MI

Manitou Beach, MI

Clayton, MI

Adrian, MI

Frequently Asked Questions

What is the average home price in Onsted, MI 49265?

How have home prices in Onsted, MI 49265 changed over the past year?

What is the home price projection for Onsted, MI 49265?

What are the demographics of Onsted, MI 49265?

How long does it take homes to sell in Onsted, MI 49265?

What is the average rent price in Onsted, MI 49265?