Cedar Springs, MI49319

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$329,000
5.1% YoY Growth
Median Household Income
$78,200
20.2% 5-Year Growth
Days on Market
32
5.0% Longer than last year
Home Price Forecast
2.9%
Median Rent
$1,100
8.9% YoY Growth
1-Bed Rent
$899
N/A
2-Bed Rent
$1,100
5.8% YoY Growth
3-Bed Rent
$1,950
N/A

Property Listings — Cedar Springs, MI

As of Oct '25, Realtor.com reports that the median days on market for a home in Cedar Springs, MI is 32. This is a increase of 5.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 17.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$384,000-1.0%
Listing Count
4714.0%
Listings as % of Homes0.4%14.0%
Days on Market
325.0%
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Demographics — Cedar Springs, MI

As of the latest ACS Survey released in 2023, Cedar Springs, MI has a population of 18,700, which has increased by 10.9% over the past 5 years. Cedar Springs, MI is a moderately popular place for families, as children make up 23.2% of the population. The area has a poorly educated workforce, with 20.2% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 8.2% reporting working from home.

MetricLatest CensusYoY % Change
Population
18,70010.9%
% Under 18
23.2%-9.0%
% Seniors
14.4%27.4%
% WFH
8.2%256.5%
% w/ College Degree
20.2%2.5%
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As of the latest ACS Survey released in 2023, Cedar Springs, MI is a predominantly white area, with 88.8% of the population identifying as white. The white population has shrunk by 4.3% in the last 5 years. The second most common race or ethnicity in Cedar Springs, MI is hispanic, making up 6.5% of the population. Foreign-born residents account for 1.1% of the population in Cedar Springs, MI, and this percentage has decreased by 35.3% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
88.8%-4.3%
% Black
0.7%-12.5%
% Hispanic
6.5%97.0%
% Asian
0.2%-71.4%
% Foreign Born
1.1%-35.3%
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Mortgage and Risk — Cedar Springs, MI

According to HUD data as of 2023, there were 413 mortgage originations in Cedar Springs, MI, of which 84.0% of loans were conventional mortgages. The average loan-to-value was 62.0%, with 30.0% above 90% LTV (very high). This implies large mortgage risk in Cedar Springs, MI. Investor activity is low, as 1.0% of loans were by investors. 9.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
413
% Conventional Loans
84.0%
% Government Loans
16.0%
% Investor Loans
1.0%
% Second Loans
0.0%
% Cash Out Refinance
9.0%

Loan Activity

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Rentals and Section 8 — Cedar Springs, MI

Cedar Springs, MI lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD
83
Total Units Section 8
83
% Rentals under Section 8
12.3%
% Occupied Section 8
81.4%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$211$899$1,110
2 Bedroom$230$1,100$1,330
3 Bedroom-$220$1,950$1,730
4 BedroomN/AN/A$1,900

Affordability — Cedar Springs, MI

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio3.6
Median Home Price$329,000
Median Household Income$78,200

Cedar Springs, MI — ZIP Code Boundary Map

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Frequently Asked Questions