Stanwood, MI—49346
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Stanwood, MI
As of Oct '25, the median home price in Stanwood, MI is $298,000, with a year-over-year change of 1.3%. This indicates that home prices in Stanwood, MI are increasing. According to Zillow, the 1-year price projection is 1.2%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $298,000 | 1.3% |
| Single Family | $295,000 | 1.7% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $227,000 | 2.7% |
3 Bed | $308,000 | 3.4% |
4 Bed | $391,000 | 4.5% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Stanwood, MI
Stanwood, MI lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $3,500 | $3,500 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | $3,500 | $3,500 |
% of Rental Stock
Property Listings — Stanwood, MI
As of Oct '25, Realtor.com reports that the median days on market for a home in Stanwood, MI is 65. This is a decrease of -5.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 33.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $416,000 | 7.0% |
Listing Count | 54 | -18.0% |
| Listings as % of Homes | 0.8% | -18.0% |
Days on Market | 65 | -5.0% |
Demographics — Stanwood, MI
As of the latest ACS Survey released in 2023, Stanwood, MI has a population of 4,850, which has decreased by -14.9% over the past 5 years. Stanwood, MI is a moderately popular place for families, as children make up 17.0% of the population. The area has a moderately educated workforce, with 28.7% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 9.9% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 4,850 | -14.9% |
% Under 18 | 17.0% | -2.9% |
% Seniors | 35.2% | 10.0% |
% WFH | 9.9% | 16.5% |
% w/ College Degree | 28.7% | 0.7% |
As of the latest ACS Survey released in 2023, Stanwood, MI is a predominantly white area, with 95.9% of the population identifying as white. The white population has grown by 2.7% in the last 5 years. The second most common race or ethnicity in Stanwood, MI is hispanic, making up 1.2% of the population. Foreign-born residents account for 1.5% of the population in Stanwood, MI, and this percentage has increased by 114.3% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 95.9% | 2.7% |
% Black | 0.1% | -96.6% |
% Hispanic | 1.2% | -42.9% |
% Asian | 0.0% | -100.0% |
% Foreign Born | 1.5% | 114.3% |
Mortgage and Risk — Stanwood, MI
According to HUD data as of 2023, there were 104 mortgage originations in Stanwood, MI, of which 86.0% of loans were conventional mortgages. The average loan-to-value was 60.0%, with 13.0% above 90% LTV (elevated). This implies medium mortgage risk in Stanwood, MI. Investor activity is low, as 1.0% of loans were by investors. 11.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 104 |
% Conventional Loans | 86.0% |
% Government Loans | 14.0% |
% Investor Loans | 1.0% |
% Second Loans | 13.0% |
% Cash Out Refinance | 11.0% |
Loan Activity
Rentals and Section 8 — Stanwood, MI
Stanwood, MI lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 5 |
Total Units Section 8 | 5 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $770 |
| 2 Bedroom | N/A | N/A | $950 |
| 3 Bedroom | N/A | N/A | $1,220 |
| 4 Bedroom | -$2,150 | $3,500 | $1,350 |
Affordability — Stanwood, MI
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.9 |
| Median Home Price | $298,000 |
| Median Household Income | $67,600 |