Grand Haven, MI49417

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$386,000
3.6% YoY Growth
Median Household Income
$84,500
31.2% 5-Year Growth
Days on Market
50
14.0% Longer than last year
Home Price Forecast
2.6%
Median Rent
$1,500
11.5% YoY Growth
1-Bed Rent
$1,200
31.8% YoY Growth
2-Bed Rent
$1,000
23.2% YoY Growth
3-Bed Rent
$1,800
26.3% YoY Growth

Property Listings — Grand Haven, MI

As of Oct '25, Realtor.com reports that the median days on market for a home in Grand Haven, MI is 50. This is a increase of 14.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 33.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$426,000-5.0%
Listing Count
1447.0%
Listings as % of Homes0.5%7.0%
Days on Market
5014.0%
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Demographics — Grand Haven, MI

As of the latest ACS Survey released in 2023, Grand Haven, MI has a population of 33,300, which has increased by 6.2% over the past 5 years. Grand Haven, MI is a moderately popular place for families, as children make up 22.5% of the population. The area has a moderately educated workforce, with 37.6% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 11.5% reporting working from home.

MetricLatest CensusYoY % Change
Population
33,3006.2%
% Under 18
22.5%3.2%
% Seniors
21.2%26.2%
% WFH
11.5%187.5%
% w/ College Degree
37.6%3.6%
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As of the latest ACS Survey released in 2023, Grand Haven, MI is a predominantly white area, with 88.9% of the population identifying as white. The white population has shrunk by 4.2% in the last 5 years. The second most common race or ethnicity in Grand Haven, MI is hispanic, making up 4.9% of the population. Foreign-born residents account for 2.9% of the population in Grand Haven, MI, and this percentage has decreased by 21.6% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
88.9%-4.2%
% Black
0.6%200.0%
% Hispanic
4.9%19.5%
% Asian
2.2%69.2%
% Foreign Born
2.9%-21.6%
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Mortgage and Risk — Grand Haven, MI

According to HUD data as of 2023, there were 879 mortgage originations in Grand Haven, MI, of which 91.0% of loans were conventional mortgages. The average loan-to-value was 52.0%, with 17.0% above 90% LTV (elevated). This implies medium mortgage risk in Grand Haven, MI. Investor activity is low, as 1.0% of loans were by investors. 12.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
879
% Conventional Loans
91.0%
% Government Loans
9.0%
% Investor Loans
1.0%
% Second Loans
3.0%
% Cash Out Refinance
12.0%

Loan Activity

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Rentals and Section 8 — Grand Haven, MI

As of 2024, the percent of homes in Grand Haven, MI under the Section 8 program is 5.0%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 2-bedroom units appear to be good home sizes to consider for Section 8 housing in Grand Haven, MI, because HUD payments exceed market rent, while 1-bedroom and 3-bedroom and 4-bedroom units do not.

Section 8 Market Size

Total Units under HUD
148
Total Units Section 8
148
% Rentals under Section 8
5.0%
% Occupied Section 8
93.8%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom-$70$1,200$1,130
2 Bedroom$290$1,000$1,290
3 Bedroom-$140$1,800$1,660
4 Bedroom-$720$2,600$1,880

Affordability — Grand Haven, MI

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio4.3
Median Home Price$386,000
Median Household Income$84,500

Grand Haven, MI — ZIP Code Boundary Map

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Frequently Asked Questions