Posen, MI49776

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$178,000
6.3% YoY Growth
Median Household Income
$55,600
28.4% 5-Year Growth
Days on Market
50
4.0% Longer than last year
Home Price Forecast
N/A
Median Rent
$588
32.7% YoY Growth
1-Bed Rent
$588
32.7% YoY Growth
2-Bed Rent
N/A
N/A
3-Bed Rent
N/A
N/A

Property Listings — Posen, MI

As of Oct '25, Realtor.com reports that the median days on market for a home in Posen, MI is 50. This is a increase of 4.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$422,00049.0%
Listing Count
521.0%
Listings as % of Homes0.2%21.0%
Days on Market
504.0%
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Demographics — Posen, MI

As of the latest ACS Survey released in 2023, Posen, MI has a population of 1,560, which has decreased by -15.9% over the past 5 years. Posen, MI is a moderately popular place for families, as children make up 17.1% of the population. The area has a poorly educated workforce, with 8.0% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 6.6% reporting working from home.

MetricLatest CensusYoY % Change
Population
1,560-15.9%
% Under 18
17.1%-2.3%
% Seniors
29.1%10.6%
% WFH
6.6%50.0%
% w/ College Degree
8.0%-5.9%
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As of the latest ACS Survey released in 2023, Posen, MI is a predominantly white area, with 97.2% of the population identifying as white. The white population has grown by 2.2% in the last 5 years. The second most common race or ethnicity in Posen, MI is hispanic, making up 0.7% of the population. Foreign-born residents account for 2.8% of the population in Posen, MI, and this percentage has increased by 115.4% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
97.2%2.2%
% Black
0.4%-66.7%
% Hispanic
0.7%-61.1%
% Asian
0.0%-100.0%
% Foreign Born
2.8%115.4%
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Mortgage and Risk — Posen, MI

According to HUD data as of 2023, there were 19 mortgage originations in Posen, MI, of which 74.0% of loans were conventional mortgages. The average loan-to-value was 75.0%, with 26.0% above 90% LTV (very high). This implies large mortgage risk in Posen, MI. Investor activity is low, as 5.0% of loans were by investors. 5.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
19
% Conventional Loans
74.0%
% Government Loans
26.0%
% Investor Loans
5.0%
% Second Loans
32.0%
% Cash Out Refinance
5.0%

Loan Activity

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Rentals and Section 8 — Posen, MI

Posen, MI lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD
N/A
Total Units Section 8
N/A
% Rentals under Section 8
N/A
% Occupied Section 8
N/A

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$132$588$720
2 BedroomN/AN/A$930
3 BedroomN/AN/A$1,130
4 BedroomN/AN/A$1,450

Affordability — Posen, MI

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio3.1
Median Home Price$178,000
Median Household Income$55,600

Posen, MI — ZIP Code Boundary Map

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Frequently Asked Questions