Rock, MI—49880
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Rock, MI
As of Oct '25, the median home price in Rock, MI is $182,000, with a year-over-year change of 4.1%. This indicates that home prices in Rock, MI are increasing. According to Zillow, the 1-year price projection is 3.7%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $182,000 | 4.1% |
| Single Family | $181,000 | 3.4% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | N/A | N/A |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Rock, MI
Rock, MI lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Rock, MI
As of Oct '25, Realtor.com reports that the median days on market for a home in Rock, MI is 47. This is a decrease of -72.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $250,000 | -28.0% |
Listing Count | 6 | 33.0% |
| Listings as % of Homes | 0.4% | 33.0% |
Days on Market | 47 | -72.0% |
Demographics — Rock, MI
As of the latest ACS Survey released in 2023, Rock, MI has a population of 1,030, which has increased by 4.9% over the past 5 years. Rock, MI is a less popular place for families, as children make up 13.5% of the population. The area has a poorly educated workforce, with 14.3% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 8.1% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 1,030 | 4.9% |
% Under 18 | 13.5% | -18.2% |
% Seniors | 32.1% | 29.4% |
% WFH | 8.1% | 58.8% |
% w/ College Degree | 14.3% | -13.9% |
As of the latest ACS Survey released in 2023, Rock, MI is a predominantly white area, with 92.7% of the population identifying as white. The white population has grown by 1.6% in the last 5 years. The second most common race or ethnicity in Rock, MI is asian, making up 0.9% of the population. Foreign-born residents account for 0.7% of the population in Rock, MI, and this percentage has increased by 40.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 92.7% | 1.6% |
% Black | 0.0% | -100.0% |
% Hispanic | 0.5% | -70.6% |
% Asian | 0.9% | 200.0% |
% Foreign Born | 0.7% | 40.0% |
Mortgage and Risk — Rock, MI
According to HUD data as of 2023, there were 15 mortgage originations in Rock, MI, of which 60.0% of loans were conventional mortgages. The average loan-to-value was 73.0%, with 47.0% above 90% LTV (very high). This implies large mortgage risk in Rock, MI. Investor activity is low, as 0.0% of loans were by investors. 27.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 15 |
% Conventional Loans | 60.0% |
% Government Loans | 40.0% |
% Investor Loans | 0.0% |
% Second Loans | 7.0% |
% Cash Out Refinance | 27.0% |
Loan Activity
Rentals and Section 8 — Rock, MI
Rock, MI lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | N/A |
Total Units Section 8 | N/A |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $790 |
| 2 Bedroom | N/A | N/A | $950 |
| 3 Bedroom | N/A | N/A | $1,200 |
| 4 Bedroom | N/A | N/A | $1,620 |
Affordability — Rock, MI
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.6 |
| Median Home Price | $182,000 |
| Median Household Income | $63,600 |