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Rock, MI—49880

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$183,000
6.4% YoY Growth
Household Income
$63,600
16.8% YoY Growth
Days on Market
43
124.0% Longer YoY
Home Price Forecast
1.9%
Median Rent
N/A
N/A
1-Bed Rent
N/A
N/A
2-Bed Rent
N/A
N/A
3-Bed Rent
N/A
N/A
  • Home Price Trends
  • Rental Trends
  • Property Listings
  • Demographics
  • Mortgage and Risk

Home Price Trends — Rock, MI

As of May '26, the median home price in Rock, MI is $183,000, with a year-over-year change of 6.4%. This indicates that home prices in Rock, MI are increasing. According to Zillow, the 1-year price projection is 1.9%, suggesting an increase housing market in the next year.

Cost per Home Type

Home TypeMedian Home ValueYoY % Change
All Homes
$183,0006.4%
Single Family $183,0007.6%
Condos N/AN/A

Cost per Home Size

Home SizeMedian Home ValueYoY % Change
1 Bed
  • Affordability
  • Rentals and Section 8
    • N/A
    N/A
    2 Bed
    		N/AN/A
    3 Bed
    		N/AN/A
    4 Bed
    		N/AN/A
    5 Bed N/AN/A
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    % of Housing Stock

    Studio
    3.3%
    1 Bedroom
    15.5%
    2 Bedrooms
    23.2%
    3 Bedrooms
    48.7%
    4 Bedrooms
    8.9%
    5+ Bedrooms
    0.4%

    Rental Trends — Rock, MI

    Rock, MI lacks sufficient rental market data for analysis.

    TypeMedian RentAverage Rent
    Average RentN/AN/A
    Studio Rent N/AN/A
    1 Bed Rent N/AN/A
    2 Bed Rent N/AN/A
    3 Bed Rent N/AN/A
    4 Bed Rent N/AN/A
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    % of Rental Stock

    1 Bedroom
    26.5%
    2 Bedrooms
    41.2%
    3 Bedrooms
    29.4%
    4 Bedrooms
    2.9%

    Property Listings — Rock, MI

    As of May '26, Realtor.com reports that the median days on market for a home in Rock, MI is 43. This is a increase of 124.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.

    MetricZip Code AverageYear over Year % Change
    Median Listing Price
    		$325,000157.0%
    Listing Count
    		510.0%
    Listings as % of Homes0.4%10.0%
    Days on Market
    		43124.0%
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    Demographics — Rock, MI

    As of the latest ACS Survey released in 2023, Rock, MI has a population of 1,030, which has increased by 4.9% over the past 5 years. Rock, MI is a less popular place for families, as children make up 13.5% of the population. The area has a poorly educated workforce, with 14.3% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 8.1% reporting working from home.

    MetricLatest CensusYoY % Change
    Population
    		1,0304.9%
    % Under 18
    		13.5%-18.2%
    % Seniors
    		32.1%29.4%
    % WFH
    		8.1%58.8%
    % w/ College Degree
    		14.3%-13.9%
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    As of the latest ACS Survey released in 2023, Rock, MI is a predominantly white area, with 92.7% of the population identifying as white. The white population has grown by 1.6% in the last 5 years. The second most common race or ethnicity in Rock, MI is asian, making up 0.9% of the population. Foreign-born residents account for 0.7% of the population in Rock, MI, and this percentage has increased by 40.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

    Race and Ethnicity

    MetricLatest Census5-Year % Change
    % White
    		92.7%1.6%
    % Black
    		0.0%-100.0%
    % Hispanic
    		0.5%-70.6%
    % Asian
    		0.9%200.0%
    % Foreign Born
    		0.7%40.0%
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    Mortgage and Risk — Rock, MI

    According to HUD data as of 2023, there were 15 mortgage originations in Rock, MI, of which 60.0% of loans were conventional mortgages. The average loan-to-value was 73.0%, with 47.0% above 90% LTV (very high). This implies large mortgage risk in Rock, MI. Investor activity is low, as 0.0% of loans were by investors. 27.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

    Mortgages

    MetricZip Code Average
    Total Loan Originations
    		15
    % Conventional Loans
    		60.0%
    % Government Loans
    		40.0%
    % Investor Loans
    		0.0%
    % Second Loans
    		7.0%
    % Cash Out Refinance
    		27.0%
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    Rentals and Section 8 — Rock, MI

    Rock, MI lacks sufficient Section 8 program data for analysis.

    Section 8 Market Size

    Total Units under HUD
    		N/A
    Total Units Section 8
    		N/A
    % Rentals under Section 8
    		N/A
    % Occupied Section 8
    		N/A

    Section 8 Opportunity

    Home SizeHUD PremiumMarket RentMax HUD Rent
    1 BedroomN/AN/A$790
    2 BedroomN/AN/A$950
    3 BedroomN/AN/A$1,200
    4 BedroomN/AN/A$1,620

    Affordability — Rock, MI

    Home Price to Income Ratio

    MetricZip Code Average
    Home Price to Income Ratio2.4
    Median Home Price$183,000
    Median Household Income$63,600

    Rock, MI — ZIP Code Boundary Map

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    Nearby ZIP Codes

    Cedar Bank

    49833

    Campbell

    49872

    Cornell, MI

    49818

    Skandia, MI

    49885

    Gladstone, MI

    49837

    Frequently Asked Questions