Cambridge, IA—50046
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Cambridge, IA
As of Oct '25, the median home price in Cambridge, IA is $319,000, with a year-over-year change of 1.0%. This indicates that home prices in Cambridge, IA are flat. According to Zillow, the 1-year price projection is 0.3%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $319,000 | 1.0% |
| Single Family | $319,000 | 0.3% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $236,000 | 0.4% |
3 Bed | $281,000 | 1.8% |
4 Bed | $405,000 | 1.8% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Cambridge, IA
Cambridge, IA lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Cambridge, IA
As of Oct '25, Realtor.com reports that the median days on market for a home in Cambridge, IA is 14. This is a increase of 118.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $231,000 | 50.0% |
Listing Count | 6 | 25.0% |
| Listings as % of Homes | 0.3% | 25.0% |
Days on Market | 14 | 118.0% |
Demographics — Cambridge, IA
As of the latest ACS Survey released in 2023, Cambridge, IA has a population of 1,700, which has increased by 6.3% over the past 5 years. Cambridge, IA is a popular place for families, as children make up 30.0% of the population. The area has a moderately educated workforce, with 34.0% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 7.0% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 1,700 | 6.3% |
% Under 18 | 30.0% | 4.5% |
% Seniors | 14.7% | 23.5% |
% WFH | 7.0% | 62.8% |
% w/ College Degree | 34.0% | 6.6% |
As of the latest ACS Survey released in 2023, Cambridge, IA is a predominantly white area, with 92.5% of the population identifying as white. The white population has shrunk by 4.4% in the last 5 years. The second most common race or ethnicity in Cambridge, IA is hispanic, making up 3.7% of the population. Foreign-born residents account for 3.7% of the population in Cambridge, IA, and this percentage has increased by 825.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 92.5% | -4.4% |
% Black | 0.2% | -77.8% |
% Hispanic | 3.7% | 117.6% |
% Asian | 0.1% | 0.0% |
% Foreign Born | 3.7% | 825.0% |
Mortgage and Risk — Cambridge, IA
Cambridge, IA lacks sufficient mortgage origination data for analysis.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | N/A |
% Conventional Loans | N/A |
% Government Loans | N/A |
% Investor Loans | N/A |
% Second Loans | N/A |
% Cash Out Refinance | N/A |
Loan Activity
No data available
Rentals and Section 8 — Cambridge, IA
Cambridge, IA lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 1 |
Total Units Section 8 | 1 |
% Rentals under Section 8 | 1.4% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $980 |
| 2 Bedroom | N/A | N/A | $1,100 |
| 3 Bedroom | N/A | N/A | $1,520 |
| 4 Bedroom | N/A | N/A | $1,780 |
Affordability — Cambridge, IA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.1 |
| Median Home Price | $319,000 |
| Median Household Income | $91,900 |