Carlisle, IA—50047
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Carlisle, IA
As of Oct '25, the median home price in Carlisle, IA is $282,000, with a year-over-year change of 2.5%. This indicates that home prices in Carlisle, IA are increasing. According to Zillow, the 1-year price projection is 0.3%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $282,000 | 2.5% |
| Single Family | $285,000 | 2.5% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $187,000 | 3.3% |
3 Bed | $272,000 | 2.3% |
4 Bed | $343,000 | 0.9% |
| 5 Bed | $489,000 | 0.2% |
% of Housing Stock
Rental Trends — Carlisle, IA
As of July '25, Rentcast reports the average rent in Carlisle, IA is $848, with a year-over-year rent change of 9.4%. Per bedroom, the median rent as of July '25 in Carlisle, IA is 1-bedrooms: $754, 2-bedrooms: $958. The most common rental property sizes in Carlisle, IA are 3-bedroom and 2-bedroom, accounting for 37.2% and 26.6% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $775 | $848 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $750 | $754 |
| 2 Bed Rent | $950 | $958 |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Carlisle, IA
As of Oct '25, Realtor.com reports that the median days on market for a home in Carlisle, IA is 68. This is a decrease of -6.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 19.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $337,000 | 13.0% |
Listing Count | 32 | 3.0% |
| Listings as % of Homes | 0.4% | 3.0% |
Days on Market | 68 | -6.0% |
Demographics — Carlisle, IA
As of the latest ACS Survey released in 2023, Carlisle, IA has a population of 6,620, which has increased by 8.3% over the past 5 years. Carlisle, IA is a popular place for families, as children make up 32.1% of the population. The area has a moderately educated workforce, with 25.9% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 11.0% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 6,620 | 8.3% |
% Under 18 | 32.1% | 9.9% |
% Seniors | 13.1% | -16.0% |
% WFH | 11.0% | 59.4% |
% w/ College Degree | 25.9% | -7.5% |
As of the latest ACS Survey released in 2023, Carlisle, IA is a predominantly white area, with 93.8% of the population identifying as white. The white population has shrunk by 1.6% in the last 5 years. The second most common race or ethnicity in Carlisle, IA is hispanic, making up 5.0% of the population. Foreign-born residents account for 0.9% of the population in Carlisle, IA, and this percentage has remained stable as of the ACS Survey 5 years prior, suggesting immigration has remained steady.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 93.8% | -1.6% |
% Black | 0.3% | ∞% |
% Hispanic | 5.0% | 354.5% |
% Asian | 0.1% | -85.7% |
% Foreign Born | 0.9% | 0.0% |
Mortgage and Risk — Carlisle, IA
According to HUD data as of 2023, there were 119 mortgage originations in Carlisle, IA, of which 76.0% of loans were conventional mortgages. The average loan-to-value was 64.0%, with 33.0% above 90% LTV (very high). This implies large mortgage risk in Carlisle, IA. Investor activity is low, as 3.0% of loans were by investors. 7.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 119 |
% Conventional Loans | 76.0% |
% Government Loans | 24.0% |
% Investor Loans | 3.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 7.0% |
Loan Activity
Rentals and Section 8 — Carlisle, IA
Carlisle, IA lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 13 |
Total Units Section 8 | 13 |
% Rentals under Section 8 | 2.7% |
% Occupied Section 8 | 97.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $330 | $750 | $1,080 |
| 2 Bedroom | $340 | $950 | $1,290 |
| 3 Bedroom | N/A | N/A | $1,730 |
| 4 Bedroom | N/A | N/A | $1,740 |
Affordability — Carlisle, IA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.6 |
| Median Home Price | $282,000 |
| Median Household Income | $101,000 |